Debt collection
Credit Service debt collection complaints
Consumers have filed 27 complaints about Credit Service's debt collection, 1 in the last 12 months. Credit Service answered 100% on time and closed 0% with relief. See the whole Credit Service record.
Credit Service against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | Credit Service | 1 | 100% | 0% |
Latest Credit Service debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Nov 28, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jun 14, 2025 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Mar 14, 2023 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Aug 10, 2022 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Apr 9, 2022 | Debt collection | Attempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owed | Explained |
| Dec 9, 2021 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Sep 23, 2021 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Apr 5, 2021 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Mar 15, 2021 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jul 4, 2019 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Mar 5, 2019 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Dec 14, 2018 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| May 2, 2018 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Mar 26, 2018 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jan 17, 2018 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Dec 1, 2017 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Jul 18, 2017 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Feb 6, 2017 | Debt collection | Cont'd attempts collect debt not owedDebt was paid | Explained |
| Jan 8, 2017 | Debt collection | Cont'd attempts collect debt not owedDebt resulted from identity theft | Explained |
| Jan 4, 2017 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| Nov 25, 2016 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| Jan 26, 2016 | Debt collection | Improper contact or sharing of infoTalked to a third party about my debt | Explained |
| Jun 13, 2015 | Debt collection | Cont'd attempts collect debt not owedDebt was paid | Explained |
| May 26, 2015 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Feb 18, 2015 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| Sep 18, 2014 | Debt collection | Improper contact or sharing of infoContacted me instead of my attorney | Explained |
| Aug 15, 2014 | Debt collection | Cont'd attempts collect debt not owedDebt was paid | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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