Debt collector · complaint record
Credit Service complaints
Filed under Credit Service, Inc
Consumers have filed 34 complaints about Credit Service since 2014, 1 of them in the last 12 months. It answered 100% on time and closed 0% with relief for the customer. The most common problem is attempts to collect debt not owed.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 34
- Last 12 months
- 1
- Answered on time
- 100%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- #1,510 of 1,963
Since August 2014
new vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Nov 28, 2025
Most complained-about debt collectors
Credit Service complaints by month
The busiest month was January 2017 (2 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.
How Credit Service answered all time
- Closed with explanation34100%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What Credit Service complaints are about
Top Credit Service problems
Inside "Attempts to collect debt not owed"
- Debt is not yours 4
- Debt was result of identity theft 2
- Debt was paid 1
- Debt was already discharged in bankruptcy and is no longer owed 1
Where Credit Service complaints come from
Most complaints: Oklahoma (26), Texas (3), Wisconsin (1), California (1), Kansas (1).
Credit Service compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Green SquareDebt collection | 10 | 25 | F |
| 2 | EMoneyUSADebt collection | 53 | 25 | C |
| 3 | Mullooly Jeffrey Rooney & FlynnDebt collection | 56 | 25 | C |
| 4 | Credit World ServicesDebt collection | 47 | 25 | D |
| 5 | Keynote ConsultingDebt collection | 10 | 25 | F |
| 6 | Augusta Collection AgencyDebt collection | 10 | 25 | F |
| 7 | Advance Bureau of CollectionsDebt collection | 19 | 25 | F |
| 8 | Credit ServiceDebt collection | - | 1 | - |
Compare side by side: Credit Service vs Green Square · Credit Service vs EMoneyUSA · Credit Service vs Mullooly Jeffrey Rooney & Flynn · Credit Service vs Credit World Services
What people say about Credit Service
All experiencesNo experiences with Credit Service yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Credit Service complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Nov 28, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jun 14, 2025 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Mar 14, 2023 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Feb 15, 2023 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Aug 10, 2022 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Apr 26, 2022 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Apr 9, 2022 | Debt collection | Attempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owed | Explained |
| Dec 9, 2021 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Sep 23, 2021 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jun 17, 2021 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Apr 5, 2021 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Mar 15, 2021 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
Questions about Credit Service
How many complaints does Credit Service have?
Credit Service has 34 complaints on record since August 2014, including 1 in the last 12 months and 0 in the last 30 days. That makes it number 3,042 of every company by complaints this year.
Does Credit Service respond to complaints?
Yes. Credit Service answered 100% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only.
What do people complain about most with Credit Service?
The most common problems are attempts to collect debt not owed (8), written notification about debt (8), cont'd attempts collect debt not owed (7).
Is Credit Service legit?
Credit Service is a real company with a public complaint record: consumers have complained about it 34 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Credit Service legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against Credit Service?
Complain to Credit Service in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Credit Service complaints come from?
Most come from Oklahoma (26), Texas (3), Wisconsin (1). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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