Credit reporting
Credit Service credit reporting complaints
Consumers have filed 28 complaints about Credit Service's credit reporting, 10 in the last 12 months. Credit Service answered 100% on time and closed 0% with relief. See the whole Credit Service record.
Credit Service against other credit bureaus & report companies
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | TransUnion | 2,331,811 | 100% | 41% |
| 2 | Experian | 2,053,038 | 99.9% | 13% |
| 3 | Equifax | 2,003,445 | 99.9% | 40% |
| 4 | LexisNexis | 36,424 | 99.4% | 25% |
| 5 | CBC Companies | 22,776 | 100% | 53% |
| 6 | Capital One | 10,567 | 100% | 15% |
| 7 | FIS (Fidelity National Information Services) | 6,930 | 100% | 0% |
| 8 | Resurgent Capital Services | 5,816 | 99.9% | 21% |
| 9 | Early Warning Services (Zelle) | 4,540 | 100% | 0% |
| 10 | CL Holdings | 4,485 | 100% | 45% |
| 11 | Citibank | 4,468 | 100% | 48% |
| 12 | Bank of America | 4,455 | 99.4% | 13% |
| 13 | Credit Service | 10 | 100% | 0% |
Latest Credit Service credit reporting complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Aug 24, 2026 | Credit reporting | Problem with a company's investigation into an existing problemInvestigation took more than 30 days | Explained |
| Aug 11, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Jul 6, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Jul 3, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Jun 22, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Jun 10, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| May 20, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| May 7, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Apr 13, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Jan 5, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Jun 19, 2025 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Jun 5, 2025 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| May 6, 2025 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Dec 21, 2024 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Mar 22, 2024 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Mar 14, 2024 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Sep 15, 2021 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Jul 15, 2021 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Jul 10, 2021 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Dec 14, 2020 | Credit reporting | Incorrect information on your reportInformation is missing that should be on the report | Explained |
| Sep 29, 2020 | Credit reporting | Unable to get your credit report or credit scoreOther problem getting your report or credit score | Explained |
| Jan 12, 2020 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Dec 22, 2018 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemWas not notified of investigation status or results | Explained |
| Nov 23, 2018 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Jul 24, 2018 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Apr 12, 2018 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Dec 19, 2017 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Jul 8, 2017 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
Your rights with credit bureaus & report companies
Under the Fair Credit Reporting Act you can dispute anything inaccurate or incomplete on your report, and the credit bureau generally has to investigate within 30 days (45 in some cases) and fix or delete what it cannot verify. You are entitled to free reports from each nationwide bureau at annualcreditreport.com, and you can place a fraud alert or a free security freeze.
Scam warning: Nobody can legally remove accurate negative information from your report - be wary of anyone promising to. The only official site for your free reports is annualcreditreport.com.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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