Debt collector · complaint record
Cross America Financial complaints
Filed under Cross America Financial LLC
Consumers have filed 4 complaints about Cross America Financial since 2021, 1 of them in the last 12 months. It answered 0% on time and closed 0% with relief for the customer. The most common problem is took or threatened to take negative or legal action.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 4
- Last 12 months
- 1
- Answered on time
- 0%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- #1,510 of 1,963
Since December 2021
new vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Jan 14, 2026
Most complained-about debt collectors
Cross America Financial complaints by month
The busiest month was December 2021 (1 complaint). Complaints rise with a company's size and with news, so compare trends rather than totals.
How Cross America Financial answered all time
- Closed with explanation375%
- Untimely response125%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What Cross America Financial complaints are about
Top Cross America Financial problems
Inside "Took or threatened to take negative or legal action"
- Threatened or suggested your credit would be damaged 1
Cross America Financial compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Green SquareDebt collection | 10 | 25 | F |
| 2 | EMoneyUSADebt collection | 53 | 25 | C |
| 3 | Mullooly Jeffrey Rooney & FlynnDebt collection | 56 | 25 | C |
| 4 | Credit World ServicesDebt collection | 47 | 25 | D |
| 5 | Keynote ConsultingDebt collection | 10 | 25 | F |
| 6 | Augusta Collection AgencyDebt collection | 10 | 25 | F |
| 7 | Advance Bureau of CollectionsDebt collection | 19 | 25 | F |
| 8 | Cross America FinancialDebt collection | - | 1 | - |
Compare side by side: Cross America Financial vs Green Square · Cross America Financial vs EMoneyUSA · Cross America Financial vs Mullooly Jeffrey Rooney & Flynn · Cross America Financial vs Credit World Services
What people say about Cross America Financial
All experiencesNo experiences with Cross America Financial yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Cross America Financial complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Jan 14, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | No timely reply |
| Feb 26, 2024 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Oct 11, 2022 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Dec 24, 2021 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
Questions about Cross America Financial
How many complaints does Cross America Financial have?
Cross America Financial has 4 complaints on record since December 2021, including 1 in the last 12 months and 0 in the last 30 days. That makes it number 3,042 of every company by complaints this year.
Does Cross America Financial respond to complaints?
Yes. Cross America Financial answered 0% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix. The rest were mostly closed with an explanation only.
What do people complain about most with Cross America Financial?
The most common problems are took or threatened to take negative or legal action (1), written notification about debt (1), problem with a company's investigation into an existing problem (1).
Is Cross America Financial legit?
Cross America Financial is a real company with a public complaint record: consumers have complained about it 4 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Cross America Financial legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against Cross America Financial?
Complain to Cross America Financial in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Cross America Financial complaints come from?
Most come from California (2), Texas (1), Florida (1). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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