Debt collection
CSO Financial debt collection complaints
Consumers have filed 56 complaints about CSO Financial's debt collection, 4 in the last 12 months. CSO Financial answered 75% on time and closed 0% with relief. See the whole CSO Financial record.
CSO Financial against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | CSO Financial | 4 | 75% | 0% |
Latest CSO Financial debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Aug 14, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Apr 6, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jan 21, 2026 | Debt collection | Communication tacticsUsed obscene, profane, or other abusive language | Explained |
| Dec 10, 2025 | Debt collection | Communication tacticsUsed obscene, profane, or other abusive language | Explained |
| Feb 28, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Feb 7, 2025 | Debt collection | Took or threatened to take negative or legal actionSued you without properly notifying you of lawsuit | Explained |
| Sep 30, 2024 | Debt collection | Took or threatened to take negative or legal actionThreatened to sue you for very old debt | Explained |
| Sep 4, 2024 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Sep 8, 2023 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Jun 2, 2023 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Apr 30, 2023 | Debt collection | Took or threatened to take negative or legal actionThreatened to sue you for very old debt | Explained |
| Mar 16, 2023 | Debt collection | Threatened to contact someone or share information improperlyTalked to a third-party about your debt | Explained |
| Nov 11, 2022 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Aug 15, 2022 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| May 13, 2022 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Feb 15, 2022 | Debt collection | Communication tacticsUsed obscene, profane, or other abusive language | Explained |
| Feb 7, 2022 | Debt collection | Communication tacticsUsed obscene, profane, or other abusive language | Explained |
| Jan 30, 2022 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jan 24, 2022 | Debt collection | Took or threatened to take negative or legal actionSeized or attempted to seize your property | Explained |
| Jan 19, 2022 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Aug 2, 2021 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jun 23, 2021 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| May 9, 2021 | Debt collection | Took or threatened to take negative or legal actionSued you without properly notifying you of lawsuit | Explained |
| Jun 16, 2020 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jun 2, 2020 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Apr 17, 2020 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Mar 12, 2020 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Mar 7, 2020 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Fixed |
| Jan 28, 2020 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Dec 23, 2019 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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