Debt collection
CSO Financial debt collection complaints
Consumers have filed 56 complaints about CSO Financial's debt collection, 4 in the last 12 months. CSO Financial answered 75% on time and closed 0% with relief. See the whole CSO Financial record.
CSO Financial against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | CSO Financial | 4 | 75% | 0% |
Latest CSO Financial debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Jun 30, 2019 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| May 1, 2019 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jan 15, 2019 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jan 7, 2019 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Nov 19, 2018 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Oct 23, 2018 | Debt collection | Attempts to collect debt not owedDebt is not yours | Fixed |
| Jan 3, 2018 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Fixed |
| Mar 23, 2017 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| Feb 20, 2017 | Debt collection | Communication tacticsThreatened to take legal action | Explained |
| Dec 6, 2016 | Debt collection | Disclosure verification of debtNot given enough info to verify debt | Explained |
| Sep 28, 2016 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Jul 1, 2016 | Debt collection | Improper contact or sharing of infoTalked to a third party about my debt | Explained |
| May 17, 2016 | Debt collection | Communication tacticsThreatened to take legal action | Explained |
| Apr 18, 2016 | Debt collection | Disclosure verification of debtRight to dispute notice not received | Fixed |
| Jan 31, 2016 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Fixed |
| Nov 3, 2015 | Debt collection | Disclosure verification of debtRight to dispute notice not received | Fixed |
| Sep 23, 2015 | Debt collection | Taking/threatening an illegal actionSeized/Attempted to seize property | Explained |
| Jul 2, 2015 | Debt collection | Communication tacticsUsed obscene/profane/abusive language | Explained |
| Apr 17, 2015 | Debt collection | Communication tacticsThreatened to take legal action | Explained |
| Apr 1, 2015 | Debt collection | Taking/threatening an illegal actionSued w/o proper notification of suit | Explained |
| Jan 6, 2015 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Aug 15, 2014 | Debt collection | Disclosure verification of debtRight to dispute notice not received | Explained |
| Aug 8, 2014 | Debt collection | Disclosure verification of debtRight to dispute notice not received | Explained |
| Nov 13, 2013 | Debt collection | Disclosure verification of debtNot given enough info to verify debt | Fixed |
| Nov 12, 2013 | Debt collection | Disclosure verification of debtNot given enough info to verify debt | Fixed |
| Aug 8, 2013 | Debt collection | Disclosure verification of debtRight to dispute notice not received | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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