Debt collection
D. Scott Carruthers debt collection complaints
Consumers have filed 155 complaints about D. Scott Carruthers's debt collection. See the whole D. Scott Carruthers record.
D. Scott Carruthers against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | D. Scott Carruthers | 0 | - | - |
Latest D. Scott Carruthers debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Mar 7, 2017 | Debt collection | Communication tacticsThreatened to take legal action | Explained |
| Feb 18, 2017 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| Feb 7, 2017 | Debt collection | Communication tacticsThreatened to take legal action | Explained |
| Feb 2, 2017 | Debt collection | Improper contact or sharing of infoTalked to a third party about my debt | Explained |
| Jan 27, 2017 | Debt collection | Communication tacticsCalled after sent written cease of comm | Explained |
| Jan 26, 2017 | Debt collection | Taking/threatening an illegal actionThreatened arrest/jail if do not pay | Explained |
| Jan 26, 2017 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Jan 25, 2017 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Jan 20, 2017 | Debt collection | Communication tacticsThreatened to take legal action | Explained |
| Jan 18, 2017 | Debt collection | Communication tacticsThreatened to take legal action | Explained |
| Dec 28, 2016 | Debt collection | Improper contact or sharing of infoContacted employer after asked not to | Explained |
| Dec 28, 2016 | Debt collection | Taking/threatening an illegal actionSued w/o proper notification of suit | Fixed |
| Dec 13, 2016 | Debt collection | Communication tacticsThreatened to take legal action | Explained |
| Dec 13, 2016 | Debt collection | Improper contact or sharing of infoTalked to a third party about my debt | Closed |
| Dec 8, 2016 | Debt collection | Communication tacticsThreatened to take legal action | Explained |
| Dec 7, 2016 | Debt collection | Cont'd attempts collect debt not owedDebt was discharged in bankruptcy | Closed |
| Nov 11, 2016 | Debt collection | Disclosure verification of debtNot given enough info to verify debt | Explained |
| Sep 21, 2016 | Debt collection | Taking/threatening an illegal actionThreatened arrest/jail if do not pay | Explained |
| Sep 2, 2016 | Debt collection | Taking/threatening an illegal actionThreatened to sue on too old debt | Explained |
| Aug 16, 2016 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Closed |
| Aug 2, 2016 | Debt collection | Taking/threatening an illegal actionThreatened to sue on too old debt | Explained |
| Aug 1, 2016 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Jul 26, 2016 | Debt collection | Taking/threatening an illegal actionThreatened to sue on too old debt | Explained |
| Jul 21, 2016 | Debt collection | Communication tacticsThreatened to take legal action | Explained |
| Jun 15, 2016 | Debt collection | Taking/threatening an illegal actionThreatened to sue on too old debt | Closed |
| Jun 8, 2016 | Debt collection | Taking/threatening an illegal actionThreatened to sue on too old debt | Closed |
| Jun 8, 2016 | Debt collection | Taking/threatening an illegal actionThreatened to sue on too old debt | Closed |
| May 19, 2016 | Debt collection | Taking/threatening an illegal actionThreatened to sue on too old debt | Closed |
| May 19, 2016 | Debt collection | Disclosure verification of debtRight to dispute notice not received | Closed |
| May 3, 2016 | Debt collection | Taking/threatening an illegal actionThreatened to sue on too old debt | Closed |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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