Debt collection
D. Scott Carruthers debt collection complaints
Consumers have filed 155 complaints about D. Scott Carruthers's debt collection. See the whole D. Scott Carruthers record.
D. Scott Carruthers against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | D. Scott Carruthers | 0 | - | - |
Latest D. Scott Carruthers debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Feb 28, 2023 | Debt collection | Attempts to collect debt not owedDebt is not yours | No timely reply |
| Dec 23, 2021 | Debt collection | False statements or representationImpersonated attorney, law enforcement, or government official | No timely reply |
| Oct 4, 2021 | Debt collection | Took or threatened to take negative or legal actionThreatened to arrest you or take you to jail if you do not pay | No timely reply |
| Jul 18, 2021 | Debt collection | Took or threatened to take negative or legal actionThreatened to sue you for very old debt | Explained |
| Jun 23, 2021 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Jun 15, 2021 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Apr 17, 2021 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jul 22, 2020 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Jun 30, 2020 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jun 24, 2020 | Debt collection | Threatened to contact someone or share information improperlyTalked to a third-party about your debt | Explained |
| Feb 11, 2020 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jan 20, 2020 | Debt collection | False statements or representationImpersonated attorney, law enforcement, or government official | Explained |
| Sep 12, 2019 | Debt collection | False statements or representationImpersonated attorney, law enforcement, or government official | Explained |
| Aug 8, 2019 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jul 26, 2019 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| May 8, 2019 | Debt collection | Threatened to contact someone or share information improperlyTalked to a third-party about your debt | Explained |
| May 2, 2019 | Debt collection | Took or threatened to take negative or legal actionThreatened to arrest you or take you to jail if you do not pay | Explained |
| Feb 14, 2019 | Debt collection | Took or threatened to take negative or legal actionThreatened to sue you for very old debt | Explained |
| Feb 1, 2019 | Debt collection | Took or threatened to take negative or legal actionThreatened to arrest you or take you to jail if you do not pay | Explained |
| Nov 20, 2018 | Debt collection | Took or threatened to take negative or legal actionSeized or attempted to seize your property | Fixed |
| Nov 14, 2018 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Oct 25, 2018 | Debt collection | Threatened to contact someone or share information improperlyContacted you after you asked them to stop | Explained |
| Oct 3, 2018 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Sep 21, 2018 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Sep 17, 2018 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Sep 11, 2018 | Debt collection | Threatened to contact someone or share information improperlyContacted your employer | Explained |
| Sep 7, 2018 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Sep 6, 2018 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Aug 31, 2018 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Jun 20, 2018 | Debt collection | False statements or representationImpersonated attorney, law enforcement, or government official | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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