Debt collection
D. Scott Carruthers debt collection complaints
Consumers have filed 155 complaints about D. Scott Carruthers's debt collection. See the whole D. Scott Carruthers record.
D. Scott Carruthers against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | D. Scott Carruthers | 0 | - | - |
Latest D. Scott Carruthers debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Jun 19, 2018 | Debt collection | Took or threatened to take negative or legal actionSued you without properly notifying you of lawsuit | Explained |
| Jun 14, 2018 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Jun 11, 2018 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Jun 6, 2018 | Debt collection | Communication tacticsUsed obscene, profane, or other abusive language | Explained |
| May 17, 2018 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| May 17, 2018 | Debt collection | Attempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owed | Explained |
| Apr 10, 2018 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Mar 25, 2018 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Feb 22, 2018 | Debt collection | Communication tacticsUsed obscene, profane, or other abusive language | Explained |
| Jan 15, 2018 | Debt collection | Took or threatened to take negative or legal actionSued you without properly notifying you of lawsuit | Explained |
| Jan 9, 2018 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Jan 3, 2018 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jan 3, 2018 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Nov 10, 2017 | Debt collection | Threatened to contact someone or share information improperlyContacted your employer | Fixed |
| Oct 22, 2017 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Sep 22, 2017 | Debt collection | False statements or representationImpersonated attorney, law enforcement, or government official | Explained |
| Aug 23, 2017 | Debt collection | Threatened to contact someone or share information improperlyTalked to a third-party about your debt | Explained |
| Jul 20, 2017 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Jun 1, 2017 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| May 22, 2017 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| May 16, 2017 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| May 11, 2017 | Debt collection | Communication tacticsUsed obscene, profane, or other abusive language | Explained |
| Apr 28, 2017 | Debt collection | Threatened to contact someone or share information improperlyContacted you after you asked them to stop | Explained |
| Apr 25, 2017 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Apr 21, 2017 | Debt collection | Communication tacticsThreatened to take legal action | Explained |
| Apr 13, 2017 | Debt collection | False statements or representationImpersonated an attorney or official | Explained |
| Apr 12, 2017 | Debt collection | Taking/threatening an illegal actionSued w/o proper notification of suit | Explained |
| Mar 30, 2017 | Debt collection | Communication tacticsUsed obscene/profane/abusive language | Explained |
| Mar 15, 2017 | Debt collection | Communication tacticsCalled after sent written cease of comm | Explained |
| Mar 8, 2017 | Debt collection | Improper contact or sharing of infoContacted employer after asked not to | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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