Debt collector · complaint record
D. Scott Carruthers complaints
Consumers have filed 168 complaints about D. Scott Carruthers since 2014, none in the last 12 months. It answered 47% on time and closed 2% with relief for the customer. The most common problem is communication tactics.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 168
- Last 12 months
- 0
- Answered on time
- 47%
- Closed with relief
- 2%
- Last 30 days
- 0
- Rank
- -
Since August 2014
new vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Feb 28, 2023
D. Scott Carruthers complaints by month
The busiest month was April 2016 (8 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.
How D. Scott Carruthers answered all time
- Closed with non-monetary relief42.4%
- Closed with explanation9254.8%
- Closed6941.1%
- Untimely response31.8%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What D. Scott Carruthers complaints are about
Top D. Scott Carruthers problems
Inside "Communication tactics"
- Threatened to take legal action 18
- Frequent or repeated calls 17
- You told them to stop contacting you, but they keep trying 5
- Used obscene, profane, or other abusive language 3
- Called after sent written cease of comm 3
- Used obscene/profane/abusive language 1
Where D. Scott Carruthers complaints come from
Most complaints: California (152), Massachusetts (2), Arizona (2), Virginia (2), Wisconsin (1).
D. Scott Carruthers compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Green SquareDebt collection | 10 | 25 | F |
| 2 | EMoneyUSADebt collection | 53 | 25 | C |
| 3 | Mullooly Jeffrey Rooney & FlynnDebt collection | 56 | 25 | C |
| 4 | Credit World ServicesDebt collection | 47 | 25 | D |
| 5 | Keynote ConsultingDebt collection | 10 | 25 | F |
| 6 | Augusta Collection AgencyDebt collection | 10 | 25 | F |
| 7 | Advance Bureau of CollectionsDebt collection | 19 | 25 | F |
| 8 | D. Scott CarruthersDebt collection | - | 0 | - |
Compare side by side: D. Scott Carruthers vs Green Square · D. Scott Carruthers vs EMoneyUSA · D. Scott Carruthers vs Mullooly Jeffrey Rooney & Flynn · D. Scott Carruthers vs Credit World Services
What people say about D. Scott Carruthers
All experiencesNo experiences with D. Scott Carruthers yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest D. Scott Carruthers complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Feb 28, 2023 | Debt collection | Attempts to collect debt not owedDebt is not yours | No timely reply |
| Dec 23, 2021 | Debt collection | False statements or representationImpersonated attorney, law enforcement, or government official | No timely reply |
| Oct 4, 2021 | Debt collection | Took or threatened to take negative or legal actionThreatened to arrest you or take you to jail if you do not pay | No timely reply |
| Jul 18, 2021 | Debt collection | Took or threatened to take negative or legal actionThreatened to sue you for very old debt | Explained |
| Jun 23, 2021 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Jun 15, 2021 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Apr 17, 2021 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Apr 15, 2021 | Payday & personal loans | Struggling to pay your loan | Explained |
| Nov 18, 2020 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemDifficulty submitting a dispute or getting information about a dispute over the phone | Explained |
| Jul 22, 2020 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Jun 30, 2020 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jun 24, 2020 | Debt collection | Threatened to contact someone or share information improperlyTalked to a third-party about your debt | Explained |
Questions about D. Scott Carruthers
How many complaints does D. Scott Carruthers have?
D. Scott Carruthers has 168 complaints on record since August 2014, including 0 in the last 12 months and 0 in the last 30 days.
Does D. Scott Carruthers respond to complaints?
Yes. D. Scott Carruthers answered 47% of its complaints on time (within 15 days) and closed 2% with relief - money back or a fix. The rest were mostly closed with an explanation only.
What do people complain about most with D. Scott Carruthers?
The most common problems are communication tactics (47), improper contact or sharing of info (19), taking/threatening an illegal action (19).
Is D. Scott Carruthers legit?
D. Scott Carruthers is a real company with a public complaint record: consumers have complained about it 168 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is D. Scott Carruthers legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against D. Scott Carruthers?
Complain to D. Scott Carruthers in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most D. Scott Carruthers complaints come from?
Most come from California (152), Massachusetts (2), Arizona (2). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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