Debt collection
D. Scott Carruthers debt collection complaints
Consumers have filed 155 complaints about D. Scott Carruthers's debt collection. See the whole D. Scott Carruthers record.
D. Scott Carruthers against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | D. Scott Carruthers | 0 | - | - |
Latest D. Scott Carruthers debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Apr 29, 2016 | Debt collection | Communication tacticsFrequent or repeated calls | Closed |
| Apr 19, 2016 | Debt collection | Taking/threatening an illegal actionSued w/o proper notification of suit | Closed |
| Apr 18, 2016 | Debt collection | Communication tacticsThreatened to take legal action | Closed |
| Apr 18, 2016 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Closed |
| Apr 11, 2016 | Debt collection | Cont'd attempts collect debt not owedDebt resulted from identity theft | Closed |
| Apr 9, 2016 | Debt collection | False statements or representationImpersonated an attorney or official | Closed |
| Apr 6, 2016 | Debt collection | Improper contact or sharing of infoContacted employer after asked not to | Closed |
| Apr 4, 2016 | Debt collection | Communication tacticsFrequent or repeated calls | Closed |
| Mar 21, 2016 | Debt collection | Communication tacticsThreatened to take legal action | Closed |
| Mar 20, 2016 | Debt collection | Communication tacticsThreatened to take legal action | Closed |
| Mar 18, 2016 | Debt collection | Communication tacticsThreatened to take legal action | Closed |
| Feb 25, 2016 | Debt collection | Improper contact or sharing of infoContacted employer after asked not to | Closed |
| Feb 25, 2016 | Debt collection | False statements or representationImpersonated an attorney or official | Closed |
| Feb 24, 2016 | Debt collection | Communication tacticsCalled after sent written cease of comm | Closed |
| Feb 19, 2016 | Debt collection | Disclosure verification of debtRight to dispute notice not received | Closed |
| Jan 25, 2016 | Debt collection | Disclosure verification of debtNot given enough info to verify debt | Closed |
| Jan 19, 2016 | Debt collection | Communication tacticsThreatened to take legal action | Explained |
| Jan 8, 2016 | Debt collection | Communication tacticsThreatened to take legal action | Closed |
| Jan 8, 2016 | Debt collection | Improper contact or sharing of infoTalked to a third party about my debt | Closed |
| Jan 6, 2016 | Debt collection | Improper contact or sharing of infoTalked to a third party about my debt | Explained |
| Jan 6, 2016 | Debt collection | Taking/threatening an illegal actionThreatened arrest/jail if do not pay | Closed |
| Nov 25, 2015 | Debt collection | Communication tacticsFrequent or repeated calls | Closed |
| Nov 25, 2015 | Debt collection | Taking/threatening an illegal actionThreatened arrest/jail if do not pay | Closed |
| Nov 18, 2015 | Debt collection | Communication tacticsFrequent or repeated calls | Closed |
| Nov 5, 2015 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Oct 16, 2015 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Closed |
| Oct 15, 2015 | Debt collection | Taking/threatening an illegal actionThreatened arrest/jail if do not pay | Explained |
| Oct 10, 2015 | Debt collection | Improper contact or sharing of infoTalked to a third party about my debt | Closed |
| Oct 6, 2015 | Debt collection | Communication tacticsFrequent or repeated calls | Closed |
| Oct 6, 2015 | Debt collection | Communication tacticsFrequent or repeated calls | Fixed |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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