Debt collection
D. Scott Carruthers debt collection complaints
Consumers have filed 155 complaints about D. Scott Carruthers's debt collection. See the whole D. Scott Carruthers record.
D. Scott Carruthers against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | D. Scott Carruthers | 0 | - | - |
Latest D. Scott Carruthers debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Oct 1, 2015 | Debt collection | Communication tacticsThreatened to take legal action | Closed |
| Sep 30, 2015 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Closed |
| Sep 16, 2015 | Debt collection | Disclosure verification of debtRight to dispute notice not received | Closed |
| Sep 9, 2015 | Debt collection | Improper contact or sharing of infoContacted employer after asked not to | Closed |
| Sep 9, 2015 | Debt collection | False statements or representationImpersonated an attorney or official | Closed |
| Aug 13, 2015 | Debt collection | Communication tacticsThreatened to take legal action | Explained |
| Jul 23, 2015 | Debt collection | Communication tacticsFrequent or repeated calls | Closed |
| Jul 8, 2015 | Debt collection | Communication tacticsThreatened to take legal action | Closed |
| Jul 7, 2015 | Debt collection | Improper contact or sharing of infoContacted me after I asked not to | Closed |
| Jul 7, 2015 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Closed |
| Jul 2, 2015 | Debt collection | Taking/threatening an illegal actionThreatened arrest/jail if do not pay | Closed |
| Jun 26, 2015 | Debt collection | Communication tacticsThreatened to take legal action | Closed |
| Jun 26, 2015 | Debt collection | Improper contact or sharing of infoContacted employer after asked not to | Closed |
| Jun 26, 2015 | Debt collection | False statements or representationImpersonated an attorney or official | Closed |
| Jun 26, 2015 | Debt collection | Disclosure verification of debtNot given enough info to verify debt | Closed |
| Jun 17, 2015 | Debt collection | Disclosure verification of debtNot disclosed as an attempt to collect | Closed |
| Apr 21, 2015 | Debt collection | Taking/threatening an illegal actionThreatened arrest/jail if do not pay | Closed |
| Apr 17, 2015 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Closed |
| Apr 16, 2015 | Debt collection | Improper contact or sharing of infoContacted employer after asked not to | Closed |
| Mar 25, 2015 | Debt collection | Improper contact or sharing of infoContacted employer after asked not to | Closed |
| Mar 24, 2015 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Closed |
| Mar 20, 2015 | Debt collection | Communication tacticsFrequent or repeated calls | Closed |
| Mar 4, 2015 | Debt collection | Improper contact or sharing of infoContacted employer after asked not to | Closed |
| Feb 27, 2015 | Debt collection | Communication tacticsFrequent or repeated calls | Closed |
| Jan 29, 2015 | Debt collection | Improper contact or sharing of infoContacted employer after asked not to | Explained |
| Jan 13, 2015 | Debt collection | False statements or representationImpersonated an attorney or official | Closed |
| Jan 8, 2015 | Debt collection | Communication tacticsFrequent or repeated calls | Closed |
| Dec 30, 2014 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Closed |
| Dec 8, 2014 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Closed |
| Oct 24, 2014 | Debt collection | Improper contact or sharing of infoContacted employer after asked not to | Closed |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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