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Credit reporting

Dakota Financial credit reporting complaints

Consumers have filed 50 complaints about Dakota Financial's credit reporting, 5 in the last 12 months. Dakota Financial answered 60% on time and closed 0% with relief. See the whole Dakota Financial record.

Dakota Financial against other credit bureaus & report companies

#Company12 monthsChangeOn timeReliefAll time
1TransUnion2,331,811+58%100%41%5,233,338
2Experian2,053,038+58%99.9%13%4,685,519
3Equifax2,003,445+31%99.9%40%5,012,726
4LexisNexis36,424+107%99.4%25%73,974
5CBC Companies22,776-22%100%53%60,544
6Capital One10,567-3%100%15%54,153
7FIS (Fidelity National Information Services)6,930+40%100%0%18,768
8Resurgent Capital Services5,816+3%99.9%21%18,732
9Early Warning Services (Zelle)4,540+23%100%0%12,728
10CL Holdings4,485+38%100%45%10,946
11Citibank4,468-7%100%48%22,299
12Bank of America4,455+8%99.4%13%20,084
13Dakota Financial5new60%0%50

Every credit bureau ranked

Latest Dakota Financial credit reporting complaints

ReceivedAboutIssueStateAnswerOn time
Apr 17, 2026Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeSCExplainedNo
Mar 8, 2026Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeMSExplainedNo
Dec 12, 2025Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeNCExplainedYes
Dec 11, 2025Credit reportingImproper use of your reportReporting company used your report improperlyNCExplainedYes
Dec 10, 2025Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeLAExplainedYes
Oct 2, 2025Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeALExplainedYes
Sep 17, 2025Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeCOExplainedYes
Jul 17, 2025Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeMNExplainedYes
Jul 16, 2025Credit reportingImproper use of your reportReporting company used your report improperlyFLExplainedYes
Jun 19, 2025Credit reportingUnable to get your credit report or credit scoreOther problem getting your report or credit scoreTXExplainedYes
Jun 12, 2025Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeSCExplainedYes
May 23, 2025Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeGAExplainedYes
Apr 9, 2025Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeGAExplainedYes
Apr 8, 2025Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeILExplainedYes
Apr 8, 2025Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeNYExplainedYes
Mar 22, 2025Credit reportingIncorrect information on your reportAccount information incorrectNJExplainedYes
Mar 7, 2025Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeGAExplainedYes
Mar 7, 2025Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeGAExplainedYes
Dec 14, 2024Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeTXExplainedYes
Dec 5, 2024Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeNYExplainedYes
Nov 10, 2024Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeDCExplainedYes
Sep 29, 2024Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeOHExplainedYes
Sep 20, 2024Credit reportingImproper use of your reportReporting company used your report improperlyGAExplainedYes
Sep 20, 2024Credit reportingImproper use of your reportReporting company used your report improperlyGAExplainedYes
Aug 22, 2024Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeVAExplainedYes
Jun 21, 2024Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeOKExplainedYes
Jun 5, 2024Credit reportingIncorrect information on your reportInformation belongs to someone elseTXExplainedYes
Feb 19, 2024Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizePAExplainedYes
Feb 5, 2024Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeNYExplainedYes
Jan 12, 2024Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeNYExplainedYes

Your rights with credit bureaus & report companies

Under the Fair Credit Reporting Act you can dispute anything inaccurate or incomplete on your report, and the credit bureau generally has to investigate within 30 days (45 in some cases) and fix or delete what it cannot verify. You are entitled to free reports from each nationwide bureau at annualcreditreport.com, and you can place a fraud alert or a free security freeze.

Scam warning: Nobody can legally remove accurate negative information from your report - be wary of anyone promising to. The only official site for your free reports is annualcreditreport.com.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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