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Debt collection

DCI Credit Services debt collection complaints

Consumers have filed 69 complaints about DCI Credit Services's debt collection, 12 in the last 12 months. DCI Credit Services answered 83.3% on time and closed 0% with relief. See the whole DCI Credit Services record.

DCI Credit Services against other debt collectors

#Company12 monthsChangeOn timeReliefAll time
1CL Holdings25,525+136%99.9%51%47,216
2Encore Capital (Midland Credit)19,484+59%100%12%57,060
3Portfolio Recovery Associates17,942+60%99.9%63%55,016
4Resurgent Capital Services17,500+6%100%26%54,761
5TransUnion9,367-62%100%48%58,125
6Experian9,347-53%100%9%52,595
7CCS Financial Services8,704+51%99.9%2%23,877
8Equifax7,993-70%100%40%56,820
9Kriya Capital7,526+100%100%100%16,464
10I.C. System6,903+81%100%0%21,049
11National Credit Systems5,918+48%99.9%0%17,574
12Caine & Weiner5,539+112%99.9%39%12,208
13DCI Credit Services12new83.3%0%69

Every debt collector ranked

Latest DCI Credit Services debt collection complaints

ReceivedAboutIssueStateAnswerOn time
Aug 1, 2026Debt collectionElectronic communicationsContacted before 8am or after 9pmNDExplainedYes
Apr 29, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedMNExplainedYes
Apr 14, 2026Debt collectionTook or threatened to take negative or legal actionThreatened to sue you for very old debtNDExplainedYes
Apr 9, 2026Debt collectionTook or threatened to take negative or legal actionSued you without properly notifying you of lawsuitMTExplainedYes
Apr 9, 2026Debt collectionTook or threatened to take negative or legal actionSued you without properly notifying you of lawsuitMTExplainedYes
Mar 14, 2026Debt collectionTook or threatened to take negative or legal actionSued you without properly notifying you of lawsuitMTExplainedYes
Dec 18, 2025Debt collectionAttempts to collect debt not owedDebt was paidNDExplainedYes
Dec 15, 2025Debt collectionThreatened to contact someone or share information improperlyTalked to a third-party about your debtIAExplainedNo
Dec 9, 2025Debt collectionFalse statements or representationAttempted to collect wrong amountMTExplainedNo
Dec 5, 2025Debt collectionAttempts to collect debt not owedDebt is not yoursNDExplainedYes
Nov 21, 2025Debt collectionTook or threatened to take negative or legal actionSued you without properly notifying you of lawsuitMNExplainedYes
Nov 21, 2025Debt collectionCommunication tacticsUsed obscene, profane, or other abusive languageNDExplainedYes
Aug 11, 2025Debt collectionWritten notification about debtDidn't receive notice of right to disputeNDExplainedNo
May 23, 2025Debt collectionThreatened to contact someone or share information improperlyTalked to a third-party about your debtNJExplainedYes
May 22, 2025Debt collectionWritten notification about debtNotification didn't disclose it was an attempt to collect a debtNDExplainedYes
Mar 19, 2025Debt collectionWritten notification about debtDidn't receive enough information to verify debtNDExplainedNo
Feb 6, 2025Debt collectionTook or threatened to take negative or legal actionThreatened to sue you for very old debtNDExplainedNo
Feb 4, 2025Debt collectionWritten notification about debtDidn't receive enough information to verify debtNDExplainedNo
Jan 29, 2025Debt collectionFalse statements or representationTold you not to respond to a lawsuit they filed against youNDExplainedNo
Nov 29, 2024Debt collectionFalse statements or representationAttempted to collect wrong amountMTExplainedNo
Sep 18, 2024Debt collectionFalse statements or representationAttempted to collect wrong amountMNExplainedYes
Jul 9, 2024Debt collectionAttempts to collect debt not owedDebt is not yoursMTExplainedNo
May 7, 2024Debt collectionAttempts to collect debt not owedDebt was paidNDExplainedNo
Apr 9, 2024Debt collectionAttempts to collect debt not owedDebt is not yoursNDExplainedYes
Nov 6, 2023Debt collectionTook or threatened to take negative or legal actionSued you without properly notifying you of lawsuitNDExplainedYes
Sep 15, 2023Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedNDExplainedYes
Aug 2, 2023Debt collectionWritten notification about debtDidn't receive enough information to verify debtNDExplainedYes
Aug 1, 2023Debt collectionFalse statements or representationAttempted to collect wrong amountMNExplainedYes
Jul 23, 2023Debt collectionFalse statements or representationAttempted to collect wrong amountNDExplainedYes
Jun 21, 2023Debt collectionWritten notification about debtDidn't receive enough information to verify debtNDExplainedYes

Your rights with debt collectors

Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.

Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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