Debt collector · complaint record
DCI Credit Services complaints
Filed under DCI Credit Services, Inc.
Consumers have filed 74 complaints about DCI Credit Services since 2016, 12 of them in the last 12 months. It answered 83.3% on time and closed 0% with relief for the customer. The most common problem is took or threatened to take negative or legal action.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 74
- Last 12 months
- 12
- Answered on time
- 83.3%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- #676 of 1,963
Since January 2016
new vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Aug 1, 2026
Most complained-about debt collectors
DCI Credit Services complaints by month
The busiest month was December 2025 (4 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.
How DCI Credit Services answered all time
- Closed with explanation7398.6%
- Closed11.4%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What DCI Credit Services complaints are about
Top DCI Credit Services problems
Inside "Took or threatened to take negative or legal action"
- Sued you without properly notifying you of lawsuit 6
- Threatened or suggested your credit would be damaged 4
- Threatened to sue you for very old debt 4
- Collected or attempted to collect exempt funds 1
Where DCI Credit Services complaints come from
Most complaints: North Dakota (34), Montana (14), Minnesota (9), Colorado (2), Louisiana (2).
DCI Credit Services compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Green SquareDebt collection | 10 | 25 | F |
| 2 | EMoneyUSADebt collection | 53 | 25 | C |
| 3 | Mullooly Jeffrey Rooney & FlynnDebt collection | 56 | 25 | C |
| 4 | Credit World ServicesDebt collection | 47 | 25 | D |
| 5 | Keynote ConsultingDebt collection | 10 | 25 | F |
| 6 | Augusta Collection AgencyDebt collection | 10 | 25 | F |
| 7 | Advance Bureau of CollectionsDebt collection | 19 | 25 | F |
| 8 | DCI Credit ServicesDebt collection | - | 12 | - |
Compare side by side: DCI Credit Services vs Green Square · DCI Credit Services vs EMoneyUSA · DCI Credit Services vs Mullooly Jeffrey Rooney & Flynn · DCI Credit Services vs Credit World Services
What people say about DCI Credit Services
All experiencesNo experiences with DCI Credit Services yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest DCI Credit Services complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Aug 1, 2026 | Debt collection | Electronic communicationsContacted before 8am or after 9pm | Explained |
| Apr 29, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Apr 14, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened to sue you for very old debt | Explained |
| Apr 9, 2026 | Debt collection | Took or threatened to take negative or legal actionSued you without properly notifying you of lawsuit | Explained |
| Apr 9, 2026 | Debt collection | Took or threatened to take negative or legal actionSued you without properly notifying you of lawsuit | Explained |
| Mar 14, 2026 | Debt collection | Took or threatened to take negative or legal actionSued you without properly notifying you of lawsuit | Explained |
| Dec 18, 2025 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Dec 15, 2025 | Debt collection | Threatened to contact someone or share information improperlyTalked to a third-party about your debt | Explained |
| Dec 9, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Dec 5, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Nov 21, 2025 | Debt collection | Took or threatened to take negative or legal actionSued you without properly notifying you of lawsuit | Explained |
| Nov 21, 2025 | Debt collection | Communication tacticsUsed obscene, profane, or other abusive language | Explained |
Questions about DCI Credit Services
How many complaints does DCI Credit Services have?
DCI Credit Services has 74 complaints on record since January 2016, including 12 in the last 12 months and 0 in the last 30 days. That makes it number 1,343 of every company by complaints this year.
Does DCI Credit Services respond to complaints?
Yes. DCI Credit Services answered 83.3% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only.
What do people complain about most with DCI Credit Services?
The most common problems are took or threatened to take negative or legal action (15), attempts to collect debt not owed (10), false statements or representation (14).
Is DCI Credit Services legit?
DCI Credit Services is a real company with a public complaint record: consumers have complained about it 74 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is DCI Credit Services legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against DCI Credit Services?
Complain to DCI Credit Services in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most DCI Credit Services complaints come from?
Most come from North Dakota (34), Montana (14), Minnesota (9). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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