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Debt relief & credit repair

Debt 0 debt relief & credit repair complaints

Consumers have filed 23 complaints about Debt 0's debt relief & credit repair, 5 in the last 12 months. Debt 0 answered 100% on time and closed 40% with relief. See the whole Debt 0 record.

Debt 0 against other debt relief & credit repair companies

#Company12 monthsChangeOn timeReliefAll time
1Experian351+4%100%10%1,702
2Equifax256+30%100%32%1,123
3TransUnion249+26%100%58%1,115
4Consumer Financial Services Solutions224+104%68.8%0%403
5National Debt Relief180+50%98.9%0%350
6Encore Capital (Midland Credit)146+19%100%23%384
7Freedom Financial Network96+28%100%27%492
8Resurgent Capital Services93+31%100%21%221
9The J. G. Wentworth91+98%100%0%157
10Capital One86+7%100%16%376
11Kikoff72+11%100%0%208
12Americor Funding54+54%100%0%154
13Debt 05new100%40%23

Every debt relief company ranked

Latest Debt 0 debt relief & credit repair complaints

ReceivedAboutIssueStateAnswerOn time
Sep 21, 2026Debt relief & credit repairCharged upfront or unexpected feesFLExplainedYes
Jul 28, 2026Debt relief & credit repairDidn't provide services promisedFLExplainedYes
May 13, 2026Debt relief & credit repairCharged upfront or unexpected feesFLMoney backYes
Mar 10, 2026Debt relief & credit repairConfusing or misleading advertising or marketingFLMoney backYes
Dec 31, 2025Debt relief & credit repairUnauthorized withdrawals or chargesFLExplainedYes
Oct 20, 2025Debt relief & credit repairDidn't provide services promisedFLExplainedYes
Aug 20, 2025Debt relief & credit repairDidn't provide services promisedTXExplainedYes
Apr 16, 2025Debt relief & credit repairConfusing or misleading advertising or marketingFLMoney backYes
Mar 10, 2025Debt relief & credit repairDidn't provide services promisedFLMoney backYes
Jan 7, 2025Debt relief & credit repairUnauthorized withdrawals or chargesGAMoney backYes
Dec 19, 2024Debt relief & credit repairConfusing or misleading advertising or marketingGAMoney backYes
Oct 16, 2024Debt relief & credit repairDidn't provide services promisedFLExplainedYes
Jun 1, 2024Debt relief & credit repairUnauthorized withdrawals or chargesMNExplainedYes
Dec 13, 2023Debt relief & credit repairDidn't provide services promisedTXExplainedYes
Nov 22, 2023Debt relief & credit repairDidn't provide services promisedTXMoney backYes
Feb 23, 2021Debt relief & credit repairProblem with customer serviceFLExplainedYes
Feb 14, 2021Debt relief & credit repairFraud or scamFLExplainedYes
Aug 26, 2020Debt relief & credit repairFraud or scam-ExplainedYes
Feb 6, 2018Debt relief & credit repairConfusing or missing disclosuresFLExplainedYes
Oct 19, 2017Debt relief & credit repairFraud or scamFLExplainedYes
Aug 16, 2017Debt relief & credit repairFraud or scamFLFixedYes
Jul 7, 2017Debt relief & credit repairFraud or scamFLExplainedYes
May 11, 2017Debt relief & credit repairProblem with customer serviceFLExplainedYes

Your rights with debt relief & credit repair companies

The Credit Repair Organizations Act bans credit repair companies from charging before the work is done and gives you three days to cancel. Debt settlement companies that sell by phone cannot charge fees until they have actually settled a debt. You can do everything a credit repair company does yourself, for free.

Scam warning: Walk away from anyone who wants money up front, tells you to stop contacting your creditors, or promises a "new credit identity".

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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