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Credit reporting

Debt credit reporting complaints

Consumers have filed 38 complaints about Debt's credit reporting, 20 in the last 12 months. Debt answered 90% on time and closed 0% with relief. See the whole Debt record.

Debt against other credit bureaus & report companies

#Company12 monthsChangeOn timeReliefAll time
1TransUnion2,331,811+58%100%41%5,233,338
2Experian2,053,038+58%99.9%13%4,685,519
3Equifax2,003,445+31%99.9%40%5,012,726
4LexisNexis36,424+107%99.4%25%73,974
5CBC Companies22,776-22%100%53%60,544
6Capital One10,567-3%100%15%54,153
7FIS (Fidelity National Information Services)6,930+40%100%0%18,768
8Resurgent Capital Services5,816+3%99.9%21%18,732
9Early Warning Services (Zelle)4,540+23%100%0%12,728
10CL Holdings4,485+38%100%45%10,946
11Citibank4,468-7%100%48%22,299
12Bank of America4,455+8%99.4%13%20,084
13Debt20new90%0%38

Every credit bureau ranked

Latest Debt credit reporting complaints

ReceivedAboutIssueStateAnswerOn time
Oct 31, 2026Credit reportingIncorrect information on your reportAccount status incorrectFLExplainedYes
Oct 22, 2026Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportKYExplainedNo
Oct 21, 2026Credit reportingIncorrect information on your reportInformation belongs to someone elseFLExplainedNo
Oct 1, 2026Credit reportingIncorrect information on your reportAccount information incorrectPAExplainedYes
Sep 11, 2026Credit reportingImproper use of your reportReporting company used your report improperlyTXExplainedYes
Aug 31, 2026Credit reportingImproper use of your reportReporting company used your report improperlyTXExplainedYes
Aug 14, 2026Credit reportingImproper use of your reportReport provided to employer without your written authorizationMOExplainedYes
Aug 3, 2026Credit reportingIncorrect information on your reportAccount information incorrectKYExplainedYes
Apr 28, 2026Credit reportingIncorrect information on your reportAccount information incorrectKYExplainedYes
Apr 18, 2026Credit reportingIncorrect information on your reportAccount information incorrectTXExplainedYes
Mar 1, 2026Credit reportingIncorrect information on your reportInformation belongs to someone elseMOExplainedYes
Feb 17, 2026Credit reportingIncorrect information on your reportAccount status incorrectTXExplainedYes
Feb 12, 2026Credit reportingIncorrect information on your reportAccount information incorrectMIExplainedYes
Feb 9, 2026Credit reportingIncorrect information on your reportPersonal information incorrectMIExplainedYes
Feb 7, 2026Credit reportingIncorrect information on your reportAccount information incorrectMOExplainedYes
Feb 5, 2026Credit reportingIncorrect information on your reportAccount information incorrectMIExplainedYes
Feb 3, 2026Credit reportingIncorrect information on your reportAccount information incorrectMIExplainedYes
Jan 3, 2026Credit reportingIncorrect information on your reportAccount information incorrectMOExplainedYes
Dec 19, 2025Credit reportingIncorrect information on your reportAccount status incorrectTXExplainedYes
Dec 11, 2025Credit reportingIncorrect information on your reportAccount information incorrectMOExplainedYes
Sep 9, 2025Credit reportingIncorrect information on your reportInformation belongs to someone elseARExplainedYes
Sep 6, 2025Credit reportingProblem with a company's investigation into an existing problemDifficulty submitting a dispute or getting information about a dispute over the phoneTXExplainedYes
Aug 13, 2025Credit reportingImproper use of your reportReporting company used your report improperlyKSExplainedYes
May 29, 2025Credit reportingIncorrect information on your reportAccount information incorrectTXExplainedYes
May 28, 2025Credit reportingProblem with a company's investigation into an existing problemWas not notified of investigation status or resultsTXExplainedYes
May 22, 2025Credit reportingImproper use of your reportReporting company used your report improperlyKSExplainedYes
May 19, 2025Credit reportingImproper use of your reportReporting company used your report improperlyTXExplainedYes
Apr 29, 2025Credit reportingIncorrect information on your reportInformation belongs to someone elseTXExplainedYes
Feb 11, 2025Credit reportingImproper use of your reportReporting company used your report improperlyTXExplainedYes
Jan 26, 2025Credit reportingIncorrect information on your reportInformation belongs to someone elseILExplainedYes

Your rights with credit bureaus & report companies

Under the Fair Credit Reporting Act you can dispute anything inaccurate or incomplete on your report, and the credit bureau generally has to investigate within 30 days (45 in some cases) and fix or delete what it cannot verify. You are entitled to free reports from each nationwide bureau at annualcreditreport.com, and you can place a fraud alert or a free security freeze.

Scam warning: Nobody can legally remove accurate negative information from your report - be wary of anyone promising to. The only official site for your free reports is annualcreditreport.com.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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