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Credit reporting

Discover credit reporting complaints

Consumers have filed 14,227 complaints about Discover's credit reporting, 1,021 in the last 12 months (-74%). Discover answered 100% on time and closed 17% with relief. See the whole Discover record.

Discover against other credit bureaus & report companies

#Company12 monthsChangeOn timeReliefAll time
1TransUnion2,331,811+58%100%41%5,233,338
2Experian2,053,038+58%99.9%13%4,685,519
3Equifax2,003,445+31%99.9%40%5,012,726
4LexisNexis36,424+107%99.4%25%73,974
5CBC Companies22,776-22%100%53%60,544
6Capital One10,567-3%100%15%54,153
7FIS (Fidelity National Information Services)6,930+40%100%0%18,768
8Resurgent Capital Services5,816+3%99.9%21%18,732
9Early Warning Services (Zelle)4,540+23%100%0%12,728
10CL Holdings4,485+38%100%45%10,946
11Citibank4,468-7%100%48%22,299
12Bank of America4,455+8%99.4%13%20,084
13Discover1,021-74%100%17%14,227

Every credit bureau ranked

Latest Discover credit reporting complaints

ReceivedAboutIssueStateAnswerOn time
Mar 12, 2026Credit reportingIncorrect information on your reportOld information reappears or never goes awayNYExplainedYes
Mar 12, 2026Credit reportingIncorrect information on your reportAccount information incorrectFLExplainedYes
Mar 12, 2026Credit reportingIncorrect information on your reportAccount status incorrectNYExplainedYes
Mar 12, 2026Credit reportingIncorrect information on your reportAccount information incorrectCAExplainedYes
Mar 12, 2026Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportCAExplainedYes
Mar 12, 2026Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeFLFixedYes
Mar 12, 2026Credit reportingIncorrect information on your reportInformation belongs to someone elseMDExplainedYes
Mar 11, 2026Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportARExplainedYes
Mar 11, 2026Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportARExplainedYes
Mar 11, 2026Credit reportingIncorrect information on your reportAccount information incorrectPAExplainedYes
Mar 11, 2026Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportNJFixedYes
Mar 11, 2026Credit reportingIncorrect information on your reportInformation belongs to someone elseNYExplainedYes
Mar 11, 2026Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportMDFixedYes
Mar 11, 2026Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportNVExplainedYes
Mar 11, 2026Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeCAFixedYes
Mar 11, 2026Credit reportingIncorrect information on your reportAccount information incorrectARExplainedYes
Mar 11, 2026Credit reportingIncorrect information on your reportAccount information incorrectMDExplainedYes
Mar 10, 2026Credit reportingIncorrect information on your reportAccount information incorrectCAExplainedYes
Mar 10, 2026Credit reportingIncorrect information on your reportOld information reappears or never goes awayTXExplainedYes
Mar 10, 2026Credit reportingIncorrect information on your reportAccount information incorrectNYExplainedYes
Mar 10, 2026Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportMIExplainedYes
Mar 10, 2026Credit reportingIncorrect information on your reportAccount information incorrectPAExplainedYes
Mar 10, 2026Credit reportingImproper use of your reportReporting company used your report improperlyMAExplainedYes
Mar 10, 2026Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportTXMoney backYes
Mar 10, 2026Credit reportingIncorrect information on your reportAccount information incorrectFLFixedYes
Mar 10, 2026Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeMAExplainedYes
Mar 10, 2026Credit reportingIncorrect information on your reportInformation is missing that should be on the reportGAExplainedYes
Mar 9, 2026Credit reportingIncorrect information on your reportInformation belongs to someone elseCAExplainedYes
Mar 9, 2026Credit reportingIncorrect information on your reportInformation belongs to someone elseNJExplainedYes
Mar 9, 2026Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportMIExplainedYes

Your rights with credit bureaus & report companies

Under the Fair Credit Reporting Act you can dispute anything inaccurate or incomplete on your report, and the credit bureau generally has to investigate within 30 days (45 in some cases) and fix or delete what it cannot verify. You are entitled to free reports from each nationwide bureau at annualcreditreport.com, and you can place a fraud alert or a free security freeze.

Scam warning: Nobody can legally remove accurate negative information from your report - be wary of anyone promising to. The only official site for your free reports is annualcreditreport.com.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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