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Credit reporting

Discover credit reporting complaints

Consumers have filed 14,227 complaints about Discover's credit reporting, 1,021 in the last 12 months (-74%). Discover answered 100% on time and closed 17% with relief. See the whole Discover record.

Discover against other credit bureaus & report companies

#Company12 monthsChangeOn timeReliefAll time
1TransUnion2,331,811+58%100%41%5,233,338
2Experian2,053,038+58%99.9%13%4,685,519
3Equifax2,003,445+31%99.9%40%5,012,726
4LexisNexis36,424+107%99.4%25%73,974
5CBC Companies22,776-22%100%53%60,544
6Capital One10,567-3%100%15%54,153
7FIS (Fidelity National Information Services)6,930+40%100%0%18,768
8Resurgent Capital Services5,816+3%99.9%21%18,732
9Early Warning Services (Zelle)4,540+23%100%0%12,728
10CL Holdings4,485+38%100%45%10,946
11Citibank4,468-7%100%48%22,299
12Bank of America4,455+8%99.4%13%20,084
13Discover1,021-74%100%17%14,227

Every credit bureau ranked

Latest Discover credit reporting complaints

ReceivedAboutIssueStateAnswerOn time
Mar 15, 2026Credit reportingIncorrect information on your reportAccount information incorrectMIExplainedYes
Mar 15, 2026Credit reportingIncorrect information on your reportOld information reappears or never goes awayNJExplainedYes
Mar 15, 2026Credit reportingUnable to get your credit report or credit scoreOther problem getting your report or credit scoreNJExplainedYes
Mar 15, 2026Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportGAExplainedYes
Mar 15, 2026Credit reportingIncorrect information on your reportAccount information incorrectCAFixedYes
Mar 15, 2026Credit reportingIncorrect information on your reportInformation belongs to someone elseCAExplainedYes
Mar 15, 2026Credit reportingIncorrect information on your reportInformation belongs to someone elseFLExplainedYes
Mar 15, 2026Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportGAExplainedYes
Mar 14, 2026Credit reportingIncorrect information on your reportAccount information incorrectNYExplainedYes
Mar 14, 2026Credit reportingIncorrect information on your reportInformation belongs to someone elseCAExplainedYes
Mar 14, 2026Credit reportingIncorrect information on your reportAccount information incorrectCOExplainedYes
Mar 14, 2026Credit reportingIncorrect information on your reportAccount information incorrectARExplainedYes
Mar 14, 2026Credit reportingIncorrect information on your reportAccount information incorrectALExplainedYes
Mar 14, 2026Credit reportingIncorrect information on your reportAccount status incorrectGAExplainedYes
Mar 14, 2026Credit reportingIncorrect information on your reportAccount information incorrectNYExplainedYes
Mar 14, 2026Credit reportingIncorrect information on your reportAccount status incorrectFLExplainedYes
Mar 13, 2026Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportNJExplainedYes
Mar 13, 2026Credit reportingImproper use of your reportReport provided to employer without your written authorizationGAExplainedYes
Mar 13, 2026Credit reportingIncorrect information on your reportInformation belongs to someone elseFLExplainedYes
Mar 13, 2026Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeTXExplainedYes
Mar 13, 2026Credit reportingImproper use of your reportReporting company used your report improperlyGAExplainedYes
Mar 13, 2026Credit reportingIncorrect information on your reportInformation belongs to someone elseTXFixedYes
Mar 13, 2026Credit reportingIncorrect information on your reportAccount status incorrectCAExplainedYes
Mar 13, 2026Credit reportingIncorrect information on your reportInformation belongs to someone elseILFixedYes
Mar 12, 2026Credit reportingProblem with a company's investigation into an existing problemProblem with personal statement of disputeAZExplainedYes
Mar 12, 2026Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportKYExplainedYes
Mar 12, 2026Credit reportingIncorrect information on your reportAccount information incorrectNCExplainedYes
Mar 12, 2026Credit reportingIncorrect information on your reportAccount status incorrectNYExplainedYes
Mar 12, 2026Credit reportingIncorrect information on your reportOld information reappears or never goes awayNYExplainedYes
Mar 12, 2026Credit reportingIncorrect information on your reportAccount information incorrectAZExplainedYes

Your rights with credit bureaus & report companies

Under the Fair Credit Reporting Act you can dispute anything inaccurate or incomplete on your report, and the credit bureau generally has to investigate within 30 days (45 in some cases) and fix or delete what it cannot verify. You are entitled to free reports from each nationwide bureau at annualcreditreport.com, and you can place a fraud alert or a free security freeze.

Scam warning: Nobody can legally remove accurate negative information from your report - be wary of anyone promising to. The only official site for your free reports is annualcreditreport.com.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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