Credit reporting
Discover credit reporting complaints
Consumers have filed 14,227 complaints about Discover's credit reporting, 1,021 in the last 12 months (-74%). Discover answered 100% on time and closed 17% with relief. See the whole Discover record.
Discover against other credit bureaus & report companies
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | TransUnion | 2,331,811 | 100% | 41% |
| 2 | Experian | 2,053,038 | 99.9% | 13% |
| 3 | Equifax | 2,003,445 | 99.9% | 40% |
| 4 | LexisNexis | 36,424 | 99.4% | 25% |
| 5 | CBC Companies | 22,776 | 100% | 53% |
| 6 | Capital One | 10,567 | 100% | 15% |
| 7 | FIS (Fidelity National Information Services) | 6,930 | 100% | 0% |
| 8 | Resurgent Capital Services | 5,816 | 99.9% | 21% |
| 9 | Early Warning Services (Zelle) | 4,540 | 100% | 0% |
| 10 | CL Holdings | 4,485 | 100% | 45% |
| 11 | Citibank | 4,468 | 100% | 48% |
| 12 | Bank of America | 4,455 | 99.4% | 13% |
| 13 | Discover | 1,021 | 100% | 17% |
Latest Discover credit reporting complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Mar 25, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Mar 25, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Mar 25, 2026 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Mar 24, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Mar 24, 2026 | Credit reporting | Problem with a company's investigation into an existing problemDifficulty submitting a dispute or getting information about a dispute over the phone | Explained |
| Mar 24, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Mar 24, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Mar 24, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Mar 24, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Mar 24, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Mar 24, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Mar 24, 2026 | Credit reporting | Incorrect information on your reportOld information reappears or never goes away | Explained |
| Mar 24, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Mar 24, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Mar 24, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Mar 24, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Mar 24, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Mar 24, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Mar 24, 2026 | Credit reporting | Incorrect information on your reportInformation is missing that should be on the report | Fixed |
| Mar 23, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Fixed |
| Mar 23, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Mar 23, 2026 | Credit reporting | Credit monitoring or identity theft protection servicesDidn't receive services that were advertised | Explained |
| Mar 23, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Mar 23, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Mar 23, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Mar 23, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Mar 23, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Mar 23, 2026 | Credit reporting | Credit monitoring or identity theft protection servicesDidn't receive services that were advertised | Explained |
| Mar 23, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Mar 23, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Fixed |
Your rights with credit bureaus & report companies
Under the Fair Credit Reporting Act you can dispute anything inaccurate or incomplete on your report, and the credit bureau generally has to investigate within 30 days (45 in some cases) and fix or delete what it cannot verify. You are entitled to free reports from each nationwide bureau at annualcreditreport.com, and you can place a fraud alert or a free security freeze.
Scam warning: Nobody can legally remove accurate negative information from your report - be wary of anyone promising to. The only official site for your free reports is annualcreditreport.com.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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