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Debt collection

Diversified Adjustment Service debt collection complaints

Consumers have filed 2,374 complaints about Diversified Adjustment Service's debt collection, 557 in the last 12 months (+17%). Diversified Adjustment Service answered 100% on time and closed 0% with relief. See the whole Diversified Adjustment Service record.

Diversified Adjustment Service against other debt collectors

#Company12 monthsChangeOn timeReliefAll time
1CL Holdings25,525+136%99.9%51%47,216
2Encore Capital (Midland Credit)19,484+59%100%12%57,060
3Portfolio Recovery Associates17,942+60%99.9%63%55,016
4Resurgent Capital Services17,500+6%100%26%54,761
5TransUnion9,367-62%100%48%58,125
6Experian9,347-53%100%9%52,595
7CCS Financial Services8,704+51%99.9%2%23,877
8Equifax7,993-70%100%40%56,820
9Kriya Capital7,526+100%100%100%16,464
10I.C. System6,903+81%100%0%21,049
11National Credit Systems5,918+48%99.9%0%17,574
12Caine & Weiner5,539+112%99.9%39%12,208
13Diversified Adjustment Service557+17%100%0%2,374

Every debt collector ranked

Latest Diversified Adjustment Service debt collection complaints

ReceivedAboutIssueStateAnswerOn time
Sep 30, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursARExplainedYes
Sep 30, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursPAExplainedYes
Sep 26, 2026Debt collectionWritten notification about debtDidn't receive enough information to verify debtFLExplainedYes
Sep 24, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursMSExplainedYes
Sep 24, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursILExplainedYes
Sep 24, 2026Debt collectionAttempts to collect debt not owedDebt was result of identity theftTXExplainedYes
Sep 23, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursPAExplainedYes
Sep 23, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursNJExplainedYes
Sep 22, 2026Debt collectionThreatened to contact someone or share information improperlyContacted you after you asked them to stopDEExplainedYes
Sep 21, 2026Debt collectionAttempts to collect debt not owedDebt was paidPRExplainedYes
Sep 20, 2026Debt collectionElectronic communicationsFrequent or repeated messagesCAExplainedYes
Sep 20, 2026Debt collectionAttempts to collect debt not owedDebt was paidOKExplainedYes
Sep 19, 2026Debt collectionAttempts to collect debt not owedDebt was paidCAExplainedYes
Sep 18, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedNCExplainedYes
Sep 18, 2026Debt collectionWritten notification about debtDidn't receive notice of right to disputeDEExplainedYes
Sep 14, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursCOExplainedYes
Sep 13, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursNYExplainedYes
Sep 13, 2026Debt collectionAttempts to collect debt not owedDebt was paidAZExplainedYes
Sep 11, 2026Debt collectionTook or threatened to take negative or legal actionThreatened to sue you for very old debtTNExplainedYes
Sep 11, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountCAExplainedYes
Sep 11, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountAZExplainedYes
Sep 11, 2026Debt collectionWritten notification about debtDidn't receive notice of right to disputeNCExplainedYes
Sep 11, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountMIExplainedYes
Sep 10, 2026Debt collectionWritten notification about debtDidn't receive enough information to verify debtAZExplainedYes
Sep 8, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountFLExplainedYes
Sep 7, 2026Debt collectionWritten notification about debtDidn't receive enough information to verify debtMOExplainedYes
Sep 5, 2026Debt collectionWritten notification about debtDidn't receive enough information to verify debtPAExplainedYes
Sep 5, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountVAExplainedYes
Sep 4, 2026Debt collectionWritten notification about debtDidn't receive enough information to verify debtTXExplainedYes
Sep 3, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursMIExplainedYes

Your rights with debt collectors

Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.

Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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