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Debt collection

DRB-40 debt collection complaints

Consumers have filed 171 complaints about DRB-40's debt collection, 51 in the last 12 months (+27%). DRB-40 answered 100% on time and closed 0% with relief. See the whole DRB-40 record.

DRB-40 against other debt collectors

#Company12 monthsChangeOn timeReliefAll time
1CL Holdings25,525+136%99.9%51%47,216
2Encore Capital (Midland Credit)19,484+59%100%12%57,060
3Portfolio Recovery Associates17,942+60%99.9%63%55,016
4Resurgent Capital Services17,500+6%100%26%54,761
5TransUnion9,367-62%100%48%58,125
6Experian9,347-53%100%9%52,595
7CCS Financial Services8,704+51%99.9%2%23,877
8Equifax7,993-70%100%40%56,820
9Kriya Capital7,526+100%100%100%16,464
10I.C. System6,903+81%100%0%21,049
11National Credit Systems5,918+48%99.9%0%17,574
12Caine & Weiner5,539+112%99.9%39%12,208
13DRB-4051+27%100%0%171

Every debt collector ranked

Latest DRB-40 debt collection complaints

ReceivedAboutIssueStateAnswerOn time
Feb 19, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursFLExplainedYes
Feb 17, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountFLExplainedYes
Feb 16, 2026Debt collectionAttempts to collect debt not owedDebt was result of identity theftNYExplainedYes
Feb 13, 2026Debt collectionElectronic communicationsFrequent or repeated messagesALExplainedYes
Feb 4, 2026Debt collectionAttempts to collect debt not owedDebt was result of identity theftPAExplainedYes
Feb 3, 2026Debt collectionCommunication tacticsUsed obscene, profane, or other abusive languageTXExplainedYes
Feb 3, 2026Debt collectionAttempts to collect debt not owedDebt was result of identity theftNCExplainedYes
Jan 25, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountFLExplainedYes
Jan 16, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursIDExplainedYes
Jan 14, 2026Debt collectionCommunication tacticsFrequent or repeated callsKSExplainedYes
Jan 14, 2026Debt collectionCommunication tacticsFrequent or repeated callsKSExplainedYes
Jan 12, 2026Debt collectionThreatened to contact someone or share information improperlyContacted your employerFLExplainedYes
Jan 2, 2026Debt collectionAttempts to collect debt not owedDebt was result of identity theftNCExplainedYes
Dec 18, 2025Debt collectionCommunication tacticsFrequent or repeated callsOHExplainedYes
Dec 16, 2025Debt collectionAttempts to collect debt not owedDebt is not yoursMOExplainedYes
Dec 14, 2025Debt collectionAttempts to collect debt not owedDebt is not yoursTXExplainedYes
Dec 9, 2025Debt collectionAttempts to collect debt not owedDebt is not yoursTXExplainedYes
Dec 9, 2025Debt collectionAttempts to collect debt not owedDebt is not yoursTXExplainedYes
Nov 27, 2025Debt collectionCommunication tacticsFrequent or repeated callsCOExplainedYes
Nov 25, 2025Debt collectionFalse statements or representationAttempted to collect wrong amountDCExplainedYes
Nov 24, 2025Debt collectionFalse statements or representationAttempted to collect wrong amountDCExplainedYes
Nov 10, 2025Debt collectionAttempts to collect debt not owedDebt was paidTXExplainedYes
Nov 3, 2025Debt collectionAttempts to collect debt not owedDebt is not yoursTNExplainedYes
Oct 29, 2025Debt collectionCommunication tacticsFrequent or repeated callsCOExplainedYes
Oct 24, 2025Debt collectionThreatened to contact someone or share information improperlyTalked to a third-party about your debtFLExplainedYes
Oct 23, 2025Debt collectionWritten notification about debtDidn't receive notice of right to disputeAZExplainedYes
Oct 21, 2025Debt collectionElectronic communicationsFrequent or repeated messagesNEExplainedYes
Oct 9, 2025Debt collectionThreatened to contact someone or share information improperlyTalked to a third-party about your debtMSExplainedYes
Sep 13, 2025Debt collectionElectronic communicationsYou told them to stop contacting you, but they keep tryingOHExplainedYes
Sep 10, 2025Debt collectionCommunication tacticsYou told them to stop contacting you, but they keep tryingFLExplainedYes

Your rights with debt collectors

Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.

Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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