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Debt collection

DRB-40 debt collection complaints

Consumers have filed 171 complaints about DRB-40's debt collection, 51 in the last 12 months (+27%). DRB-40 answered 100% on time and closed 0% with relief. See the whole DRB-40 record.

DRB-40 against other debt collectors

#Company12 monthsChangeOn timeReliefAll time
1CL Holdings25,525+136%99.9%51%47,216
2Encore Capital (Midland Credit)19,484+59%100%12%57,060
3Portfolio Recovery Associates17,942+60%99.9%63%55,016
4Resurgent Capital Services17,500+6%100%26%54,761
5TransUnion9,367-62%100%48%58,125
6Experian9,347-53%100%9%52,595
7CCS Financial Services8,704+51%99.9%2%23,877
8Equifax7,993-70%100%40%56,820
9Kriya Capital7,526+100%100%100%16,464
10I.C. System6,903+81%100%0%21,049
11National Credit Systems5,918+48%99.9%0%17,574
12Caine & Weiner5,539+112%99.9%39%12,208
13DRB-4051+27%100%0%171

Every debt collector ranked

Latest DRB-40 debt collection complaints

ReceivedAboutIssueStateAnswerOn time
Sep 8, 2025Debt collectionElectronic communicationsFrequent or repeated messagesMOExplainedYes
Sep 2, 2025Debt collectionWritten notification about debtDidn't receive enough information to verify debtNCExplainedYes
Aug 29, 2025Debt collectionCommunication tacticsFrequent or repeated callsTXExplainedYes
Aug 19, 2025Debt collectionCommunication tacticsFrequent or repeated callsMOExplainedYes
Aug 11, 2025Debt collectionElectronic communicationsFrequent or repeated messagesTXExplainedYes
Aug 3, 2025Debt collectionWritten notification about debtDidn't receive notice of right to disputeOKExplainedYes
Jul 25, 2025Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedFLExplainedYes
Jul 23, 2025Debt collectionCommunication tacticsCalled before 8am or after 9pmWAExplainedYes
Jul 22, 2025Debt collectionCommunication tacticsFrequent or repeated callsDEExplainedYes
Jun 20, 2025Debt collectionAttempts to collect debt not owedDebt was result of identity theftGAExplainedYes
Jun 11, 2025Debt collectionFalse statements or representationAttempted to collect wrong amountTNExplainedYes
May 22, 2025Debt collectionAttempts to collect debt not owedDebt is not yoursMIExplainedYes
May 14, 2025Debt collectionCommunication tacticsYou told them to stop contacting you, but they keep tryingMOExplainedYes
Apr 10, 2025Debt collectionTook or threatened to take negative or legal actionSued you without properly notifying you of lawsuitTXExplainedYes
Apr 9, 2025Debt collectionElectronic communicationsFrequent or repeated messagesTXExplainedYes
Mar 31, 2025Debt collectionElectronic communicationsFrequent or repeated messagesFLExplainedYes
Mar 26, 2025Debt collectionElectronic communicationsUsed obscene, profane, or other abusive languageKSExplainedYes
Mar 26, 2025Debt collectionWritten notification about debtDidn't receive enough information to verify debtTXExplainedYes
Mar 14, 2025Debt collectionCommunication tacticsFrequent or repeated callsTXExplainedYes
Mar 5, 2025Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedLAExplainedYes
Mar 1, 2025Debt collectionFalse statements or representationAttempted to collect wrong amountGAExplainedYes
Feb 28, 2025Debt collectionCommunication tacticsYou told them to stop contacting you, but they keep tryingILExplainedYes
Feb 27, 2025Debt collectionCommunication tacticsYou told them to stop contacting you, but they keep tryingILExplainedYes
Feb 26, 2025Debt collectionElectronic communicationsFrequent or repeated messagesILExplainedYes
Feb 26, 2025Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedILExplainedYes
Feb 7, 2025Debt collectionCommunication tacticsFrequent or repeated callsOHExplainedYes
Dec 21, 2024Debt collectionAttempts to collect debt not owedDebt was result of identity theftNYExplainedYes
Dec 17, 2024Debt collectionElectronic communicationsYou told them to stop contacting you, but they keep tryingNYExplainedYes
Dec 11, 2024Debt collectionCommunication tacticsFrequent or repeated callsWAExplainedYes
Dec 4, 2024Debt collectionCommunication tacticsYou told them to stop contacting you, but they keep tryingCAExplainedYes

Your rights with debt collectors

Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.

Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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