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Credit reporting

Early Warning Services credit reporting complaints

Consumers have filed 12,728 complaints about Early Warning Services's credit reporting, 4,540 in the last 12 months (+23%). Early Warning Services answered 100% on time and closed 0% with relief. See the whole Early Warning Services record.

Early Warning Services against other credit bureaus & report companies

#Company12 monthsChangeOn timeReliefAll time
1TransUnion2,331,811+58%100%41%5,233,338
2Experian2,053,038+58%99.9%13%4,685,519
3Equifax2,003,445+31%99.9%40%5,012,726
4LexisNexis36,424+107%99.4%25%73,974
5CBC Companies22,776-22%100%53%60,544
6Capital One10,567-3%100%15%54,153
7FIS (Fidelity National Information Services)6,930+40%100%0%18,768
8Resurgent Capital Services5,816+3%99.9%21%18,732
9Early Warning Services (Zelle)4,540+23%100%0%12,728
10CL Holdings4,485+38%100%45%10,946
11Citibank4,468-7%100%48%22,299
12Bank of America4,455+8%99.4%13%20,084

Every credit bureau ranked

Latest Early Warning Services credit reporting complaints

ReceivedAboutIssueStateAnswerOn time
Oct 28, 2026Credit reportingImproper use of your reportReporting company used your report improperlyMAExplainedYes
Oct 28, 2026Credit reportingIncorrect information on your reportInformation belongs to someone elseNJExplainedYes
Oct 28, 2026Credit reportingProblem with fraud alerts or security freezesFLExplainedYes
Oct 28, 2026Credit reportingIncorrect information on your reportInformation belongs to someone elseFLExplainedYes
Oct 28, 2026Credit reportingIncorrect information on your reportInformation belongs to someone elseAZExplainedYes
Oct 28, 2026Credit reportingIncorrect information on your reportPublic record information inaccurateCAExplainedYes
Oct 28, 2026Credit reportingIncorrect information on your reportInformation belongs to someone elseILExplainedYes
Oct 28, 2026Credit reportingIncorrect information on your reportInformation belongs to someone elseCAExplainedYes
Oct 28, 2026Credit reportingImproper use of your reportReporting company used your report improperlyFLExplainedYes
Oct 28, 2026Credit reportingImproper use of your reportReporting company used your report improperlyCAExplainedYes
Oct 28, 2026Credit reportingImproper use of your reportReporting company used your report improperlyFLExplainedYes
Oct 28, 2026Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportTXExplainedYes
Oct 28, 2026Credit reportingProblem with fraud alerts or security freezesCAExplainedYes
Oct 28, 2026Credit reportingIncorrect information on your reportInformation belongs to someone elseAZExplainedYes
Oct 28, 2026Credit reportingProblem with fraud alerts or security freezesCAExplainedYes
Oct 28, 2026Credit reportingImproper use of your reportReporting company used your report improperlyNJExplainedYes
Oct 28, 2026Credit reportingProblem with fraud alerts or security freezesTXExplainedYes
Oct 28, 2026Credit reportingProblem with fraud alerts or security freezesFLExplainedYes
Oct 28, 2026Credit reportingProblem with fraud alerts or security freezesILExplainedYes
Oct 28, 2026Credit reportingProblem with fraud alerts or security freezesILExplainedYes
Oct 28, 2026Credit reportingProblem with fraud alerts or security freezesILExplainedYes
Oct 28, 2026Credit reportingProblem with fraud alerts or security freezesILExplainedYes
Oct 28, 2026Credit reportingProblem with fraud alerts or security freezesILExplainedYes
Oct 28, 2026Credit reportingProblem with fraud alerts or security freezesNJExplainedYes
Oct 28, 2026Credit reportingProblem with fraud alerts or security freezesILExplainedYes
Oct 28, 2026Credit reportingProblem with fraud alerts or security freezesTXExplainedYes
Oct 28, 2026Credit reportingProblem with fraud alerts or security freezesILExplainedYes
Oct 28, 2026Credit reportingProblem with fraud alerts or security freezesILExplainedYes
Oct 28, 2026Credit reportingProblem with fraud alerts or security freezesFLExplainedYes
Oct 28, 2026Credit reportingIncorrect information on your reportInformation belongs to someone elseGAExplainedYes

Your rights with credit bureaus & report companies

Under the Fair Credit Reporting Act you can dispute anything inaccurate or incomplete on your report, and the credit bureau generally has to investigate within 30 days (45 in some cases) and fix or delete what it cannot verify. You are entitled to free reports from each nationwide bureau at annualcreditreport.com, and you can place a fraud alert or a free security freeze.

Scam warning: Nobody can legally remove accurate negative information from your report - be wary of anyone promising to. The only official site for your free reports is annualcreditreport.com.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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