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Debt collection

Elite Financial Services debt collection complaints

Consumers have filed 34 complaints about Elite Financial Services's debt collection. See the whole Elite Financial Services record.

Elite Financial Services against other debt collectors

#Company12 monthsChangeOn timeReliefAll time
1CL Holdings25,525+136%99.9%51%47,216
2Encore Capital (Midland Credit)19,484+59%100%12%57,060
3Portfolio Recovery Associates17,942+60%99.9%63%55,016
4Resurgent Capital Services17,500+6%100%26%54,761
5TransUnion9,367-62%100%48%58,125
6Experian9,347-53%100%9%52,595
7CCS Financial Services8,704+51%99.9%2%23,877
8Equifax7,993-70%100%40%56,820
9Kriya Capital7,526+100%100%100%16,464
10I.C. System6,903+81%100%0%21,049
11National Credit Systems5,918+48%99.9%0%17,574
12Caine & Weiner5,539+112%99.9%39%12,208
13Elite Financial Services0new--34

Every debt collector ranked

Latest Elite Financial Services debt collection complaints

ReceivedAboutIssueStateAnswerOn time
Aug 27, 2021Debt collectionThreatened to contact someone or share information improperlyTalked to a third-party about your debtMOExplainedYes
Jan 27, 2021Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedMOExplainedYes
Jul 15, 2020Debt collectionTook or threatened to take negative or legal actionSued you without properly notifying you of lawsuitCAExplainedYes
Mar 14, 2020Debt collectionFalse statements or representationAttempted to collect wrong amountORExplainedYes
Jan 3, 2020Debt collectionTook or threatened to take negative or legal actionThreatened to sue you for very old debtMIExplainedYes
Jul 18, 2019Debt collectionAttempts to collect debt not owedDebt is not yoursKSExplainedYes
Jul 2, 2019Debt collectionAttempts to collect debt not owedDebt was result of identity theftMOExplainedYes
Feb 7, 2019Debt collectionWritten notification about debtDidn't receive enough information to verify debtMOExplainedYes
Feb 6, 2019Debt collectionAttempts to collect debt not owedDebt was result of identity theftMOExplainedYes
Dec 12, 2018Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedMOExplainedYes
Oct 29, 2018Debt collectionAttempts to collect debt not owedDebt is not yoursGAExplainedYes
Aug 8, 2018Debt collectionCommunication tacticsUsed obscene, profane, or other abusive languageMOExplainedYes
Aug 5, 2018Debt collectionWritten notification about debtDidn't receive enough information to verify debtMOExplainedYes
Jun 18, 2018Debt collectionAttempts to collect debt not owedDebt is not yoursIAExplainedYes
May 12, 2018Debt collectionWritten notification about debtDidn't receive enough information to verify debtMOExplainedYes
Mar 15, 2018Debt collectionWritten notification about debtDidn't receive enough information to verify debtMOExplainedYes
Jan 15, 2018Debt collectionWritten notification about debtDidn't receive enough information to verify debtMOExplainedYes
Oct 12, 2017Debt collectionAttempts to collect debt not owedDebt is not yoursIAExplainedYes
May 15, 2017Debt collectionWritten notification about debtDidn't receive enough information to verify debtMOExplainedYes
Apr 12, 2017Debt collectionCont'd attempts collect debt not owedDebt was paidMOExplainedYes
Feb 8, 2017Debt collectionCont'd attempts collect debt not owedDebt was paidMOExplainedNo
Oct 25, 2016Debt collectionTaking/threatening an illegal actionThreatened arrest/jail if do not payMOExplainedNo
Mar 1, 2016Debt collectionImproper contact or sharing of infoTalked to a third party about my debtNJExplainedNo
Feb 29, 2016Debt collectionCommunication tacticsUsed obscene/profane/abusive language-ExplainedYes
Nov 23, 2015Debt collectionCont'd attempts collect debt not owedDebt was paidDEExplainedNo
Sep 29, 2015Debt collectionCommunication tacticsFrequent or repeated callsMOMoney backYes
Sep 4, 2015Debt collectionCont'd attempts collect debt not owedDebt is not mineAZExplainedNo
Aug 20, 2015Debt collectionFalse statements or representationAttempted to collect wrong amountMOExplainedNo
May 26, 2015Debt collectionCommunication tacticsUsed obscene/profane/abusive languageILExplainedNo
May 5, 2015Debt collectionCont'd attempts collect debt not owedDebt was paidMOExplainedNo

Your rights with debt collectors

Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.

Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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