Credit bureau · complaint record
Elsea Financial Services complaints
Filed under Elsea Financial Services Inc.
Consumers have filed 2 complaints about Elsea Financial Services since 2015, 1 of them in the last 12 months. It answered 0% on time and closed 0% with relief for the customer. The most common problem is incorrect information on your report.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 2
- Last 12 months
- 1
- Answered on time
- 0%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- #418 of 566
Since October 2015
new vs the year before
Industry: 99.9%
Typical credit bureau: 32%
Newest: Jun 11, 2026
Most complained-about credit bureaus & report companies
Elsea Financial Services complaints by month
The busiest month was October 2015 (1 complaint). Complaints rise with a company's size and with news, so compare trends rather than totals.
How Elsea Financial Services answered all time
- Closed with explanation150%
- Untimely response150%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What Elsea Financial Services complaints are about
Top Elsea Financial Services problems
Inside "Incorrect information on your report"
- Account information incorrect 1
Elsea Financial Services compared with other credit bureaus & report companies
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Apple FinancingCredit reporting | 57 | 28 | C |
| 2 | Nav TechnologiesCredit reporting | 55 | 28 | C |
| 3 | Opportunity FundCredit reporting | 51 | 27 | C |
| 4 | Heritage Financial GroupCredit reporting | 0 | 27 | F |
| 5 | Informative ResearchCredit reporting | 60 | 26 | C |
| 6 | Pennsylvania Housing Finance AgencyCredit reporting | 56 | 25 | C |
| 7 | King of Credit FinancialCredit reporting | 10 | 25 | F |
| 8 | Elsea Financial ServicesCredit reporting | - | 1 | - |
Compare side by side: Elsea Financial Services vs Apple Financing · Elsea Financial Services vs Nav Technologies · Elsea Financial Services vs Opportunity Fund · Elsea Financial Services vs Heritage Financial Group
What people say about Elsea Financial Services
All experiencesNo experiences with Elsea Financial Services yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Elsea Financial Services complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Jun 11, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | No timely reply |
| Oct 15, 2015 | Mortgages | Application, originator, mortgage broker | Explained |
Questions about Elsea Financial Services
How many complaints does Elsea Financial Services have?
Elsea Financial Services has 2 complaints on record since October 2015, including 1 in the last 12 months and 0 in the last 30 days. That makes it number 3,042 of every company by complaints this year.
Does Elsea Financial Services respond to complaints?
Yes. Elsea Financial Services answered 0% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix. The rest were mostly closed with an explanation only.
What do people complain about most with Elsea Financial Services?
The most common problems are incorrect information on your report (1), application, originator, mortgage broker (1).
Is Elsea Financial Services legit?
Elsea Financial Services is a real company with a public complaint record: consumers have complained about it 2 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Elsea Financial Services legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against Elsea Financial Services?
Complain to Elsea Financial Services in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Elsea Financial Services complaints come from?
Most come from Ohio (2). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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