Debt collection
Emcc debt collection complaints
Consumers have filed 69 complaints about Emcc's debt collection. See the whole Emcc record.
Emcc against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | Emcc | 0 | - | - |
Latest Emcc debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Oct 2, 2017 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Aug 16, 2017 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Feb 6, 2017 | Debt collection | Disclosure verification of debtNot given enough info to verify debt | Explained |
| Jan 28, 2017 | Debt collection | Disclosure verification of debtRight to dispute notice not received | Explained |
| Dec 12, 2016 | Debt collection | Disclosure verification of debtNot given enough info to verify debt | Explained |
| Nov 20, 2016 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| Nov 17, 2016 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| Jun 24, 2016 | Debt collection | Cont'd attempts collect debt not owedDebt was paid | Explained |
| Mar 9, 2016 | Debt collection | Disclosure verification of debtNot given enough info to verify debt | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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