Debt collector · complaint record
Emcc complaints
Filed under EMCC Holdings, LLC
Consumers have filed 154 complaints about Emcc since 2016, none in the last 12 months. It answered 99.4% on time and closed 3% with relief for the customer. The most common problem is attempts to collect debt not owed.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 154
- Last 12 months
- 0
- Answered on time
- 99.4%
- Closed with relief
- 3%
- Last 30 days
- 0
- Rank
- -
Since March 2016
new vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: May 17, 2024
Emcc complaints by month
The busiest month was September 2021 (8 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.
How Emcc answered all time
- Closed with non-monetary relief42.6%
- Closed with explanation15097.4%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What Emcc complaints are about
Top Emcc problems
Inside "Attempts to collect debt not owed"
- Debt was result of identity theft 30
- Debt is not yours 8
- Debt was already discharged in bankruptcy and is no longer owed 4
Where Emcc complaints come from
Most complaints: California (19), New York (16), Florida (12), Georgia (11), Pennsylvania (11).
Emcc compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Green SquareDebt collection | 10 | 25 | F |
| 2 | EMoneyUSADebt collection | 53 | 25 | C |
| 3 | Mullooly Jeffrey Rooney & FlynnDebt collection | 56 | 25 | C |
| 4 | Credit World ServicesDebt collection | 47 | 25 | D |
| 5 | Keynote ConsultingDebt collection | 10 | 25 | F |
| 6 | Augusta Collection AgencyDebt collection | 10 | 25 | F |
| 7 | Advance Bureau of CollectionsDebt collection | 19 | 25 | F |
| 8 | EmccDebt collection | - | 0 | - |
Compare side by side: Emcc vs Green Square · Emcc vs EMoneyUSA · Emcc vs Mullooly Jeffrey Rooney & Flynn · Emcc vs Credit World Services
What people say about Emcc
All experiencesNo experiences with Emcc yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Emcc complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| May 17, 2024 | Credit reporting | Incorrect information on your reportInformation is missing that should be on the report | Explained |
| May 16, 2024 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| May 9, 2024 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| May 5, 2024 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| May 3, 2024 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Apr 23, 2024 | Debt collection | False statements or representationIndicated you were committing crime by not paying debt | Explained |
| Mar 23, 2024 | Mortgages | Closing on a mortgageChanges in loan terms during or after closing | Explained |
| Mar 19, 2024 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Mar 19, 2024 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Mar 12, 2024 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Mar 11, 2024 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Mar 9, 2024 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
Questions about Emcc
How many complaints does Emcc have?
Emcc has 154 complaints on record since March 2016, including 0 in the last 12 months and 0 in the last 30 days.
Does Emcc respond to complaints?
Yes. Emcc answered 99.4% of its complaints on time (within 15 days) and closed 3% with relief - money back or a fix. The rest were mostly closed with an explanation only.
What do people complain about most with Emcc?
The most common problems are attempts to collect debt not owed (42), incorrect information on your report (33), problem with a credit reporting company's investigation into an existing problem (19).
Is Emcc legit?
Emcc is a real company with a public complaint record: consumers have complained about it 154 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Emcc legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against Emcc?
Complain to Emcc in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Emcc complaints come from?
Most come from California (19), New York (16), Florida (12). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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