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Complaint log

Emcc complaint log

The newest complaints about Emcc, as they are published, with the company's answer. Open any one for the full record and to discuss it.

ReceivedAboutIssueStateAnswerOn time
May 17, 2024Credit reportingIncorrect information on your reportInformation is missing that should be on the reportGAExplainedYes
May 16, 2024Credit reportingIncorrect information on your reportInformation belongs to someone elseFLExplainedYes
May 9, 2024Credit reportingImproper use of your reportReporting company used your report improperlyVAExplainedYes
May 5, 2024Credit reportingImproper use of your reportReporting company used your report improperlyNVExplainedYes
May 3, 2024Credit reportingIncorrect information on your reportAccount information incorrectTXExplainedYes
Apr 23, 2024Debt collectionFalse statements or representationIndicated you were committing crime by not paying debtCAExplainedYes
Mar 23, 2024MortgagesClosing on a mortgageChanges in loan terms during or after closingSCExplainedYes
Mar 19, 2024Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeMDExplainedYes
Mar 19, 2024Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeMDExplainedYes
Mar 12, 2024Debt collectionAttempts to collect debt not owedDebt was result of identity theftGAExplainedYes
Mar 11, 2024Debt collectionAttempts to collect debt not owedDebt was result of identity theftGAExplainedYes
Mar 9, 2024Credit reportingImproper use of your reportReporting company used your report improperlyVAExplainedYes
Mar 9, 2024MortgagesImproper use of your reportReporting company used your report improperlyVAExplainedYes
Jan 8, 2024Debt collectionAttempts to collect debt not owedDebt is not yoursCAExplainedYes
Jan 5, 2024Credit reportingIncorrect information on your reportAccount information incorrectLAExplainedYes
Dec 12, 2023Credit reportingProblem with a company's investigation into an existing problemInvestigation took more than 30 daysFLExplainedYes
Nov 10, 2023Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportFLExplainedNo
Oct 20, 2023Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportFLExplainedYes
Sep 4, 2023Credit reportingImproper use of your reportReporting company used your report improperlyGAExplainedYes
Aug 15, 2023Credit reportingIncorrect information on your reportAccount information incorrectTXExplainedYes
Aug 9, 2023Credit reportingIncorrect information on your reportInformation belongs to someone elseAZExplainedYes
Aug 2, 2023Debt collectionCommunication tacticsFrequent or repeated callsAZExplainedYes
Jul 20, 2023Credit reportingImproper use of your reportReporting company used your report improperlyCAExplainedYes
Jun 28, 2023Credit reportingProblem with a credit reporting company's investigation into an existing problemInvestigation took more than 30 daysVAExplainedYes
Jun 26, 2023Credit reportingCredit monitoring or identity theft protection servicesBilling dispute for servicesTXExplainedYes
Jun 25, 2023Credit reportingIncorrect information on your reportInformation belongs to someone elsePAExplainedYes
Jun 16, 2023Debt collectionAttempts to collect debt not owedDebt was result of identity theftAZExplainedYes
May 8, 2023Credit reportingIncorrect information on your reportInformation belongs to someone elseLAExplainedYes
May 4, 2023Debt collectionWritten notification about debtDidn't receive enough information to verify debtTXExplainedYes
Apr 29, 2023Credit reportingIncorrect information on your reportInformation belongs to someone elseGAExplainedYes
Apr 27, 2023Credit reportingImproper use of your reportReporting company used your report improperlyNYExplainedYes
Apr 21, 2023Debt collectionAttempts to collect debt not owedDebt is not yoursGAExplainedYes
Apr 12, 2023MortgagesIncorrect information on your reportInformation belongs to someone elseTXExplainedYes
Mar 11, 2023Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeARExplainedYes
Mar 1, 2023Student loansDealing with your lender or servicerTrouble with how payments are being handledWIExplainedYes
Feb 14, 2023Debt collectionAttempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owedCOExplainedYes
Feb 5, 2023Debt collectionFalse statements or representationAttempted to collect wrong amountTNExplainedYes
Dec 20, 2022Debt collectionAttempts to collect debt not owedDebt was result of identity theftOKExplainedYes
Nov 23, 2022Credit reportingImproper use of your reportReporting company used your report improperlyCAExplainedYes
Nov 2, 2022Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedPAExplainedYes
Sep 24, 2022Credit reportingIncorrect information on your reportInformation belongs to someone elsePAExplainedYes
Sep 12, 2022Debt collectionWritten notification about debtDidn't receive notice of right to disputeCAExplainedYes
Aug 23, 2022Credit reportingImproper use of your reportReporting company used your report improperlyNYExplainedYes
Aug 20, 2022Credit reportingProblem with a credit reporting company's investigation into an existing problemWas not notified of investigation status or resultsNYExplainedYes
Aug 7, 2022Debt collectionWritten notification about debtDidn't receive enough information to verify debtNYExplainedYes
Jul 5, 2022Credit reportingImproper use of your reportReporting company used your report improperlyNYExplainedYes
Jun 30, 2022Credit reportingImproper use of your reportReporting company used your report improperlyGAExplainedYes
Jun 15, 2022Credit reportingIncorrect information on your reportAccount information incorrectNYExplainedYes
Jun 14, 2022Credit reportingProblem with a credit reporting company's investigation into an existing problemWas not notified of investigation status or resultsCAExplainedYes
Jun 7, 2022Credit reportingIncorrect information on your reportAccount information incorrectNJExplainedYes

Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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