Debt collection
Emcc debt collection complaints
Consumers have filed 69 complaints about Emcc's debt collection. See the whole Emcc record.
Emcc against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | Emcc | 0 | - | - |
Latest Emcc debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Sep 20, 2021 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Sep 16, 2021 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Sep 15, 2021 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Aug 31, 2021 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Aug 25, 2021 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Aug 9, 2021 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Aug 4, 2021 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Jul 30, 2021 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Jul 16, 2021 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Jul 13, 2021 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Jul 6, 2021 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Jun 18, 2021 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Apr 15, 2021 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Apr 10, 2021 | Debt collection | Attempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owed | Explained |
| Dec 17, 2020 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Dec 15, 2020 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Fixed |
| Oct 5, 2020 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Sep 16, 2020 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Sep 4, 2020 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Apr 21, 2020 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Feb 27, 2020 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Dec 27, 2019 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Nov 29, 2019 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Oct 9, 2019 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Aug 21, 2019 | Debt collection | Written notification about debtNotification didn't disclose it was an attempt to collect a debt | Explained |
| Jun 30, 2019 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jun 13, 2019 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jun 29, 2018 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| May 24, 2018 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| May 20, 2018 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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