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Complaint log

Encore Capital complaint log

The newest complaints about Encore Capital, as they are published, with the company's answer. Open any one for the full record and to discuss it.

ReceivedAboutIssueStateAnswerOn time
Nov 11, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedTXExplainedYes
Nov 11, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountMDExplainedYes
Nov 11, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountMOExplainedYes
Nov 10, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursAZExplainedYes
Nov 10, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedTXExplainedYes
Nov 10, 2026Credit reportingIncorrect information on your reportInformation belongs to someone elseVAExplainedYes
Nov 10, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursMSExplainedYes
Nov 10, 2026Debt collectionAttempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owedNYExplainedYes
Nov 10, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursLAExplainedYes
Nov 10, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursMSExplainedYes
Nov 10, 2026Debt collectionAttempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owedPAExplainedYes
Nov 10, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursFLExplainedYes
Nov 10, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursFLExplainedYes
Nov 10, 2026Debt collectionWritten notification about debtDidn't receive enough information to verify debtALExplainedYes
Nov 10, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursMSExplainedYes
Nov 10, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursMNExplainedYes
Nov 10, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountTXExplainedYes
Nov 10, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountILExplainedYes
Nov 10, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountWIExplainedYes
Nov 10, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountILExplainedYes
Nov 10, 2026Debt collectionWritten notification about debtDidn't receive enough information to verify debtMSExplainedYes
Nov 10, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursTXExplainedYes
Nov 10, 2026Debt collectionWritten notification about debtDidn't receive enough information to verify debtWAExplainedYes
Nov 10, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountFLExplainedYes
Nov 10, 2026Debt collectionWritten notification about debtDidn't receive notice of right to disputeFLExplainedYes
Nov 10, 2026Debt collectionWritten notification about debtDidn't receive notice of right to disputeFLExplainedYes
Nov 10, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursVAExplainedYes
Nov 10, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursTNExplainedYes
Nov 10, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursNYExplainedYes
Nov 10, 2026Debt collectionAttempts to collect debt not owedDebt was result of identity theftGAExplainedYes
Nov 10, 2026Debt collectionAttempts to collect debt not owedDebt was result of identity theftCAExplainedYes
Nov 10, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountGAExplainedYes
Nov 10, 2026Debt collectionAttempts to collect debt not owedDebt was result of identity theftTXExplainedYes
Nov 10, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursSCExplainedYes
Nov 10, 2026Credit reportingIncorrect information on your reportInformation belongs to someone elseLAExplainedYes
Nov 10, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursLAExplainedYes
Nov 10, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursVAExplainedYes
Nov 10, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursVAExplainedYes
Nov 10, 2026Debt collectionWritten notification about debtDidn't receive enough information to verify debtNYExplainedYes
Nov 10, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountFLExplainedYes
Nov 10, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountFLExplainedYes
Nov 10, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountFLExplainedYes
Nov 10, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedTXExplainedYes
Nov 10, 2026Credit reportingIncorrect information on your reportInformation belongs to someone elseFLExplainedYes
Nov 10, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountGAExplainedYes
Nov 10, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedTXExplainedYes
Nov 10, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedTXExplainedYes
Nov 10, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursWAExplainedYes
Nov 9, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursARExplainedYes
Nov 9, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountNYExplainedYes

Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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