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Complaint log

Encore Capital complaint log

The newest complaints about Encore Capital, as they are published, with the company's answer. Open any one for the full record and to discuss it.

ReceivedAboutIssueStateAnswerOn time
Nov 9, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursAZExplainedYes
Nov 9, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursGAExplainedYes
Nov 9, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedILExplainedYes
Nov 9, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountFLExplainedYes
Nov 9, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursKYExplainedYes
Nov 9, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursMSExplainedYes
Nov 9, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursILExplainedYes
Nov 9, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursTNExplainedYes
Nov 9, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursILExplainedYes
Nov 9, 2026Debt collectionWritten notification about debtDidn't receive enough information to verify debtTXExplainedYes
Nov 9, 2026Debt collectionAttempts to collect debt not owedDebt was result of identity theftILExplainedYes
Nov 9, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursMIExplainedYes
Nov 9, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountOHExplainedYes
Nov 9, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountOHExplainedYes
Nov 9, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountOHExplainedYes
Nov 9, 2026Debt collectionWritten notification about debtDidn't receive enough information to verify debtTNExplainedYes
Nov 9, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursMSExplainedYes
Nov 9, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountNYExplainedYes
Nov 9, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountNYExplainedYes
Nov 9, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountNEExplainedYes
Nov 9, 2026Debt collectionCommunication tacticsFrequent or repeated callsVAExplainedYes
Nov 9, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursLAExplainedYes
Nov 9, 2026Debt collectionWritten notification about debtDidn't receive enough information to verify debtVAExplainedYes
Nov 9, 2026Credit reportingImproper use of your reportReporting company used your report improperlyTXExplainedYes
Nov 9, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountWVExplainedYes
Nov 9, 2026Debt collectionWritten notification about debtDidn't receive enough information to verify debtFLExplainedYes
Nov 9, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountFLExplainedYes
Nov 9, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursFLExplainedYes
Nov 9, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursTXExplainedYes
Nov 9, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursUTExplainedYes
Nov 9, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursCAExplainedYes
Nov 9, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursCAExplainedYes
Nov 9, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursTXExplainedYes
Nov 9, 2026Debt collectionAttempts to collect debt not owedDebt was result of identity theftALExplainedYes
Nov 9, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursCAExplainedYes
Nov 9, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursGAExplainedYes
Nov 9, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursCAExplainedYes
Nov 9, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursCAExplainedYes
Nov 9, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursTXExplainedYes
Nov 9, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursTXExplainedYes
Nov 9, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursTXExplainedYes
Nov 9, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursTXExplainedYes
Nov 9, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursCAExplainedYes
Nov 9, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursTXExplainedYes
Nov 9, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursINExplainedYes
Nov 9, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursNJExplainedYes
Nov 8, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountOKExplainedYes
Nov 8, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountOKExplainedYes
Nov 8, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountMDExplainedYes
Nov 8, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountMDExplainedYes

Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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