Debt collection
Equitable Acceptance debt collection complaints
Consumers have filed 52 complaints about Equitable Acceptance's debt collection. See the whole Equitable Acceptance record.
Equitable Acceptance against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | Equitable Acceptance | 0 | - | - |
Latest Equitable Acceptance debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Nov 10, 2025 | Debt collection | Attempts to collect debt not owedDebt was paid | No timely reply |
| Jul 7, 2021 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Mar 2, 2020 | Debt collection | False statements or representationImpersonated attorney, law enforcement, or government official | Explained |
| Jan 8, 2020 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Oct 18, 2019 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Oct 7, 2019 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Sep 23, 2019 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Sep 18, 2019 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Aug 8, 2019 | Debt collection | False statements or representationImpersonated attorney, law enforcement, or government official | Explained |
| Dec 27, 2018 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Dec 14, 2018 | Debt collection | Threatened to contact someone or share information improperlyContacted you after you asked them to stop | Explained |
| Oct 3, 2018 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jul 7, 2018 | Debt collection | False statements or representationImpersonated attorney, law enforcement, or government official | Explained |
| Jun 14, 2018 | Debt collection | False statements or representationImpersonated attorney, law enforcement, or government official | Explained |
| Apr 3, 2018 | Debt collection | False statements or representationIndicated you were committing crime by not paying debt | Explained |
| Mar 28, 2018 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Mar 26, 2018 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Feb 14, 2018 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Feb 6, 2018 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jan 31, 2018 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jan 30, 2018 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jan 30, 2018 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Dec 27, 2017 | Debt collection | False statements or representationImpersonated attorney, law enforcement, or government official | Explained |
| Dec 20, 2017 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Dec 11, 2017 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Dec 8, 2017 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Dec 5, 2017 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Dec 4, 2017 | Debt collection | False statements or representationImpersonated attorney, law enforcement, or government official | Explained |
| Nov 29, 2017 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Oct 27, 2017 | Debt collection | False statements or representationImpersonated attorney, law enforcement, or government official | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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