Debt collection
ERC debt collection complaints
Consumers have filed 10,563 complaints about ERC's debt collection. See the whole ERC record.
ERC against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | ERC (Enhanced Recovery Company) | 0 | - | - |
Latest ERC debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Feb 5, 2024 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | No timely reply |
| Jan 29, 2024 | Debt collection | Attempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owed | No timely reply |
| Nov 30, 2023 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Nov 29, 2023 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Nov 29, 2023 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Nov 28, 2023 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Nov 27, 2023 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Nov 24, 2023 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Nov 23, 2023 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Nov 19, 2023 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Nov 17, 2023 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Nov 16, 2023 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Nov 15, 2023 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Nov 14, 2023 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Nov 14, 2023 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Nov 11, 2023 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Nov 11, 2023 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Nov 10, 2023 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Nov 9, 2023 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Nov 7, 2023 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Nov 6, 2023 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Nov 6, 2023 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Nov 5, 2023 | Debt collection | False statements or representationImpersonated attorney, law enforcement, or government official | Explained |
| Nov 4, 2023 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Nov 1, 2023 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Oct 29, 2023 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Oct 27, 2023 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Oct 26, 2023 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Oct 25, 2023 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Oct 25, 2023 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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