Debt collection
ERC debt collection complaints
Consumers have filed 10,563 complaints about ERC's debt collection. See the whole ERC record.
ERC against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | ERC (Enhanced Recovery Company) | 0 | - | - |
Latest ERC debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Jul 25, 2023 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jul 25, 2023 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Jul 24, 2023 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Jul 22, 2023 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jul 22, 2023 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Jul 21, 2023 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Jul 21, 2023 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Jul 21, 2023 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jul 21, 2023 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jul 20, 2023 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Jul 20, 2023 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Jul 19, 2023 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jul 19, 2023 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Jul 19, 2023 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jul 18, 2023 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Jul 18, 2023 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Jul 18, 2023 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jul 17, 2023 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Jul 17, 2023 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jul 17, 2023 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jul 16, 2023 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Jul 16, 2023 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Jul 15, 2023 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Jul 14, 2023 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jul 14, 2023 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jul 14, 2023 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Jul 14, 2023 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Jul 13, 2023 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jul 13, 2023 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jul 13, 2023 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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