Debt collection
Express Collections debt collection complaints
Consumers have filed 132 complaints about Express Collections's debt collection, 36 in the last 12 months (+16%). Express Collections answered 100% on time and closed 3% with relief. See the whole Express Collections record.
Express Collections against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | Express Collections | 36 | 100% | 3% |
Latest Express Collections debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Dec 22, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Dec 18, 2025 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Dec 17, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Dec 8, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Nov 30, 2025 | Debt collection | Electronic communicationsYou told them to stop contacting you, but they keep trying | Explained |
| Nov 20, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Nov 11, 2025 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Oct 3, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Aug 22, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Fixed |
| Aug 12, 2025 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Jul 31, 2025 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jul 29, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jul 28, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jul 25, 2025 | Debt collection | Threatened to contact someone or share information improperlyTalked to a third-party about your debt | Explained |
| Jul 17, 2025 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jul 9, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jul 6, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jun 29, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jun 19, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jun 12, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jun 5, 2025 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jun 2, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Apr 21, 2025 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Apr 20, 2025 | Debt collection | Threatened to contact someone or share information improperlyTalked to a third-party about your debt | Explained |
| Apr 11, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Apr 4, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Apr 3, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Apr 1, 2025 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Mar 22, 2025 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Mar 17, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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