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Debt collection

Express Collections debt collection complaints

Consumers have filed 132 complaints about Express Collections's debt collection, 36 in the last 12 months (+16%). Express Collections answered 100% on time and closed 3% with relief. See the whole Express Collections record.

Express Collections against other debt collectors

#Company12 monthsChangeOn timeReliefAll time
1CL Holdings25,525+136%99.9%51%47,216
2Encore Capital (Midland Credit)19,484+59%100%12%57,060
3Portfolio Recovery Associates17,942+60%99.9%63%55,016
4Resurgent Capital Services17,500+6%100%26%54,761
5TransUnion9,367-62%100%48%58,125
6Experian9,347-53%100%9%52,595
7CCS Financial Services8,704+51%99.9%2%23,877
8Equifax7,993-70%100%40%56,820
9Kriya Capital7,526+100%100%100%16,464
10I.C. System6,903+81%100%0%21,049
11National Credit Systems5,918+48%99.9%0%17,574
12Caine & Weiner5,539+112%99.9%39%12,208
13Express Collections36+16%100%3%132

Every debt collector ranked

Latest Express Collections debt collection complaints

ReceivedAboutIssueStateAnswerOn time
Mar 4, 2025Debt collectionAttempts to collect debt not owedDebt is not yoursSDExplainedYes
Feb 26, 2025Debt collectionAttempts to collect debt not owedDebt was paidTXExplainedYes
Feb 3, 2025Debt collectionAttempts to collect debt not owedDebt was result of identity theftTXExplainedYes
Jan 26, 2025Debt collectionFalse statements or representationAttempted to collect wrong amountTXExplainedYes
Jan 21, 2025Debt collectionAttempts to collect debt not owedDebt is not yoursSCExplainedYes
Jan 5, 2025Debt collectionAttempts to collect debt not owedDebt was result of identity theftLAExplainedYes
Dec 11, 2024Debt collectionFalse statements or representationAttempted to collect wrong amountMSExplainedYes
Oct 31, 2024Debt collectionAttempts to collect debt not owedDebt was paidTXExplainedYes
Oct 14, 2024Debt collectionAttempts to collect debt not owedDebt was result of identity theftTXExplainedYes
Oct 2, 2024Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedTXExplainedYes
Sep 13, 2024Debt collectionAttempts to collect debt not owedDebt is not yoursTXExplainedYes
Aug 29, 2024Debt collectionAttempts to collect debt not owedDebt is not yoursTXExplainedYes
Aug 28, 2024Debt collectionAttempts to collect debt not owedDebt is not yoursMSExplainedYes
Aug 23, 2024Debt collectionCommunication tacticsFrequent or repeated callsSDExplainedYes
Aug 7, 2024Debt collectionWritten notification about debtDidn't receive notice of right to disputeTXExplainedYes
Jun 7, 2024Debt collectionWritten notification about debtDidn't receive notice of right to disputeTXExplainedYes
May 14, 2024Debt collectionAttempts to collect debt not owedDebt is not yoursMSExplainedYes
Apr 22, 2024Debt collectionAttempts to collect debt not owedDebt is not yoursTXExplainedYes
Mar 21, 2024Debt collectionAttempts to collect debt not owedDebt was result of identity theftMAExplainedYes
Mar 18, 2024Debt collectionWritten notification about debtDidn't receive notice of right to disputeGAExplainedYes
Mar 5, 2024Debt collectionAttempts to collect debt not owedDebt was result of identity theftTXExplainedYes
Mar 4, 2024Debt collectionWritten notification about debtDidn't receive enough information to verify debtTXExplainedYes
Feb 25, 2024Debt collectionWritten notification about debtDidn't receive enough information to verify debtTXExplainedYes
Feb 6, 2024Debt collectionAttempts to collect debt not owedDebt was paidMAExplainedYes
Dec 28, 2023Debt collectionAttempts to collect debt not owedDebt was result of identity theftTXExplainedYes
Dec 18, 2023Debt collectionAttempts to collect debt not owedDebt is not yoursORExplainedYes
Oct 26, 2023Debt collectionAttempts to collect debt not owedDebt was paidTXExplainedYes
Oct 10, 2023Debt collectionAttempts to collect debt not owedDebt was paidWAExplainedYes
Aug 7, 2023Debt collectionAttempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owedTXExplainedYes
Jun 5, 2023Debt collectionTook or threatened to take negative or legal actionSeized or attempted to seize your propertySDExplainedYes

Your rights with debt collectors

Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.

Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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