Credit reporting
Extra credit reporting complaints
Consumers have filed 101 complaints about Extra's credit reporting, 25 in the last 12 months (0%). Extra answered 100% on time and closed 0% with relief. See the whole Extra record.
Extra against other credit bureaus & report companies
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | TransUnion | 2,331,811 | 100% | 41% |
| 2 | Experian | 2,053,038 | 99.9% | 13% |
| 3 | Equifax | 2,003,445 | 99.9% | 40% |
| 4 | LexisNexis | 36,424 | 99.4% | 25% |
| 5 | CBC Companies | 22,776 | 100% | 53% |
| 6 | Capital One | 10,567 | 100% | 15% |
| 7 | FIS (Fidelity National Information Services) | 6,930 | 100% | 0% |
| 8 | Resurgent Capital Services | 5,816 | 99.9% | 21% |
| 9 | Early Warning Services (Zelle) | 4,540 | 100% | 0% |
| 10 | CL Holdings | 4,485 | 100% | 45% |
| 11 | Citibank | 4,468 | 100% | 48% |
| 12 | Bank of America | 4,455 | 99.4% | 13% |
| 13 | Extra | 25 | 100% | 0% |
Latest Extra credit reporting complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Sep 4, 2025 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Aug 15, 2025 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Jul 13, 2025 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Jun 24, 2025 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| May 22, 2025 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| May 17, 2025 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Apr 25, 2025 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Apr 17, 2025 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Apr 10, 2025 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Apr 4, 2025 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Mar 10, 2025 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Feb 21, 2025 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Feb 11, 2025 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Feb 6, 2025 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Feb 5, 2025 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Feb 5, 2025 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Feb 5, 2025 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Jan 2, 2025 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Jan 2, 2025 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Dec 9, 2024 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Oct 24, 2024 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Oct 21, 2024 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Sep 5, 2024 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Aug 26, 2024 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Aug 26, 2024 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Aug 14, 2024 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Jun 18, 2024 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| May 19, 2024 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| May 5, 2024 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Apr 20, 2024 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
Your rights with credit bureaus & report companies
Under the Fair Credit Reporting Act you can dispute anything inaccurate or incomplete on your report, and the credit bureau generally has to investigate within 30 days (45 in some cases) and fix or delete what it cannot verify. You are entitled to free reports from each nationwide bureau at annualcreditreport.com, and you can place a fraud alert or a free security freeze.
Scam warning: Nobody can legally remove accurate negative information from your report - be wary of anyone promising to. The only official site for your free reports is annualcreditreport.com.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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