Credit bureau · complaint record
Fair Credit Firm complaints
Filed under Fair Credit Firm (Kona Credit)
Consumers have filed 2 complaints about Fair Credit Firm since 2024, none in the last 12 months. It answered 0% on time. The most common problem is problem with a company's investigation into an existing problem.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 2
- Last 12 months
- 0
- Answered on time
- 0%
- Closed with relief
- -
- Last 30 days
- 0
- Rank
- -
Since October 2024
new vs the year before
Industry: 99.9%
Typical credit bureau: 32%
Newest: Oct 10, 2025
Fair Credit Firm complaints by month
The busiest month was October 2024 (1 complaint). Complaints rise with a company's size and with news, so compare trends rather than totals.
How Fair Credit Firm answered all time
- Untimely response2100%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What Fair Credit Firm complaints are about
Top Fair Credit Firm problems
Inside "Problem with a company's investigation into an existing problem"
- Their investigation did not fix an error on your report 1
Fair Credit Firm compared with other credit bureaus & report companies
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Apple FinancingCredit reporting | 57 | 28 | C |
| 2 | Nav TechnologiesCredit reporting | 55 | 28 | C |
| 3 | Opportunity FundCredit reporting | 51 | 27 | C |
| 4 | Heritage Financial GroupCredit reporting | 0 | 27 | F |
| 5 | Informative ResearchCredit reporting | 60 | 26 | C |
| 6 | Pennsylvania Housing Finance AgencyCredit reporting | 56 | 25 | C |
| 7 | King of Credit FinancialCredit reporting | 10 | 25 | F |
| 8 | Fair Credit FirmCredit reporting | - | 0 | - |
Compare side by side: Fair Credit Firm vs Apple Financing · Fair Credit Firm vs Nav Technologies · Fair Credit Firm vs Opportunity Fund · Fair Credit Firm vs Heritage Financial Group
What people say about Fair Credit Firm
All experiencesNo experiences with Fair Credit Firm yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Fair Credit Firm complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Oct 10, 2025 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | No timely reply |
| Oct 25, 2024 | Debt relief & credit repair | Problem with customer service | No timely reply |
Questions about Fair Credit Firm
How many complaints does Fair Credit Firm have?
Fair Credit Firm has 2 complaints on record since October 2024, including 0 in the last 12 months and 0 in the last 30 days.
Does Fair Credit Firm respond to complaints?
Yes. Fair Credit Firm answered 0% of its complaints on time (within 15 days) and closed - with relief - money back or a fix. The rest were mostly closed with an explanation only.
What do people complain about most with Fair Credit Firm?
The most common problems are problem with a company's investigation into an existing problem (1), problem with customer service (1).
Is Fair Credit Firm legit?
Fair Credit Firm is a real company with a public complaint record: consumers have complained about it 2 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Fair Credit Firm legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against Fair Credit Firm?
Complain to Fair Credit Firm in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Fair Credit Firm complaints come from?
Most come from California (1), Utah (1). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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