Credit reporting
First Credit Services credit reporting complaints
Consumers have filed 265 complaints about First Credit Services's credit reporting, 87 in the last 12 months (+4%). First Credit Services answered 100% on time and closed 0% with relief. See the whole First Credit Services record.
First Credit Services against other credit bureaus & report companies
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | TransUnion | 2,331,811 | 100% | 41% |
| 2 | Experian | 2,053,038 | 99.9% | 13% |
| 3 | Equifax | 2,003,445 | 99.9% | 40% |
| 4 | LexisNexis | 36,424 | 99.4% | 25% |
| 5 | CBC Companies | 22,776 | 100% | 53% |
| 6 | Capital One | 10,567 | 100% | 15% |
| 7 | FIS (Fidelity National Information Services) | 6,930 | 100% | 0% |
| 8 | Resurgent Capital Services | 5,816 | 99.9% | 21% |
| 9 | Early Warning Services (Zelle) | 4,540 | 100% | 0% |
| 10 | CL Holdings | 4,485 | 100% | 45% |
| 11 | Citibank | 4,468 | 100% | 48% |
| 12 | Bank of America | 4,455 | 99.4% | 13% |
| 13 | First Credit Services | 87 | 100% | 0% |
Latest First Credit Services credit reporting complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Feb 24, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Feb 22, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Feb 12, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Feb 5, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Feb 4, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Feb 2, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Jan 30, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Jan 30, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Jan 21, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Jan 21, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Jan 20, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Jan 16, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Jan 16, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Jan 15, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Jan 15, 2026 | Credit reporting | Incorrect information on your reportInformation is incorrect | Explained |
| Jan 15, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Jan 10, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Jan 3, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Dec 31, 2025 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Dec 29, 2025 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Dec 23, 2025 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Dec 21, 2025 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Dec 10, 2025 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Dec 1, 2025 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Nov 28, 2025 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Nov 20, 2025 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Nov 19, 2025 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Nov 12, 2025 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Nov 11, 2025 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Nov 10, 2025 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
Your rights with credit bureaus & report companies
Under the Fair Credit Reporting Act you can dispute anything inaccurate or incomplete on your report, and the credit bureau generally has to investigate within 30 days (45 in some cases) and fix or delete what it cannot verify. You are entitled to free reports from each nationwide bureau at annualcreditreport.com, and you can place a fraud alert or a free security freeze.
Scam warning: Nobody can legally remove accurate negative information from your report - be wary of anyone promising to. The only official site for your free reports is annualcreditreport.com.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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