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Credit reporting

First Credit credit reporting complaints

Consumers have filed 12 complaints about First Credit's credit reporting, 2 in the last 12 months. First Credit answered 100% on time and closed 0% with relief. See the whole First Credit record.

First Credit against other credit bureaus & report companies

#Company12 monthsChangeOn timeReliefAll time
1TransUnion2,331,811+58%100%41%5,233,338
2Experian2,053,038+58%99.9%13%4,685,519
3Equifax2,003,445+31%99.9%40%5,012,726
4LexisNexis36,424+107%99.4%25%73,974
5CBC Companies22,776-22%100%53%60,544
6Capital One10,567-3%100%15%54,153
7FIS (Fidelity National Information Services)6,930+40%100%0%18,768
8Resurgent Capital Services5,816+3%99.9%21%18,732
9Early Warning Services (Zelle)4,540+23%100%0%12,728
10CL Holdings4,485+38%100%45%10,946
11Citibank4,468-7%100%48%22,299
12Bank of America4,455+8%99.4%13%20,084
13First Credit2new100%0%12

Every credit bureau ranked

Latest First Credit credit reporting complaints

ReceivedAboutIssueStateAnswerOn time
May 27, 2026Credit reportingIncorrect information on your reportAccount information incorrectGAExplainedYes
Feb 3, 2026Credit reportingIncorrect information on your reportInformation belongs to someone elseLAExplainedYes
Nov 13, 2025Credit reportingImproper use of your reportReporting company used your report improperlyGAExplainedYes
Oct 17, 2025Credit reportingImproper use of your reportReporting company used your report improperlyGAExplainedYes
Aug 6, 2025Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeAZExplainedYes
Apr 20, 2025Credit reportingIncorrect information on your reportAccount information incorrectALExplainedYes
Jan 28, 2025Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportTXExplainedYes
Dec 4, 2024Credit reportingIncorrect information on your reportInformation belongs to someone elseTNExplainedNo
Aug 20, 2024Credit reportingIncorrect information on your reportInformation belongs to someone elseVAExplainedYes
Jul 7, 2024Credit reportingImproper use of your reportReporting company used your report improperlyINExplainedYes
Jun 19, 2024Credit reportingIncorrect information on your reportInformation belongs to someone elseTXExplainedYes
Jun 18, 2024Credit reportingProblem with a company's investigation into an existing problemInvestigation took more than 30 daysTXExplainedYes

Your rights with credit bureaus & report companies

Under the Fair Credit Reporting Act you can dispute anything inaccurate or incomplete on your report, and the credit bureau generally has to investigate within 30 days (45 in some cases) and fix or delete what it cannot verify. You are entitled to free reports from each nationwide bureau at annualcreditreport.com, and you can place a fraud alert or a free security freeze.

Scam warning: Nobody can legally remove accurate negative information from your report - be wary of anyone promising to. The only official site for your free reports is annualcreditreport.com.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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