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Complaint log

First Credit complaint log

The newest complaints about First Credit, as they are published, with the company's answer. Open any one for the full record and to discuss it.

ReceivedAboutIssueStateAnswerOn time
Oct 26, 2026Auto loans & leasesStruggling to pay your loanDenied request to lower paymentsFLExplainedYes
Jul 25, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedNCExplainedYes
May 27, 2026Credit reportingIncorrect information on your reportAccount information incorrectGAExplainedYes
May 12, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedFLExplainedYes
Apr 28, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursGAExplainedYes
Mar 27, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedFLExplainedYes
Feb 3, 2026Credit reportingIncorrect information on your reportInformation belongs to someone elseLAExplainedYes
Jan 16, 2026Credit cardsGetting a credit cardCard opened without my consent or knowledgeGAExplainedYes
Jan 16, 2026Credit cardsGetting a credit cardCard opened without my consent or knowledgeGAExplainedYes
Jan 6, 2026Debt collectionWritten notification about debtDidn't receive notice of right to disputeTXExplainedYes
Nov 17, 2025Debt collectionCommunication tacticsYou told them to stop contacting you, but they keep tryingIAExplainedYes
Nov 13, 2025Credit reportingImproper use of your reportReporting company used your report improperlyGAExplainedYes
Nov 2, 2025Debt collectionFalse statements or representationAttempted to collect wrong amountMOExplainedNo
Oct 17, 2025Credit reportingImproper use of your reportReporting company used your report improperlyGAExplainedYes
Aug 6, 2025Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeAZExplainedYes
Apr 20, 2025Credit reportingIncorrect information on your reportAccount information incorrectALExplainedYes
Mar 18, 2025Debt collectionFalse statements or representationAttempted to collect wrong amountPAExplainedYes
Feb 13, 2025Debt collectionWritten notification about debtDidn't receive enough information to verify debtGAExplainedYes
Jan 28, 2025Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportTXExplainedYes
Jan 21, 2025Payday & personal loansIncorrect information on your reportAccount information incorrectALExplainedYes
Dec 31, 2024Debt collectionAttempts to collect debt not owedDebt is not yoursILExplainedYes
Dec 4, 2024Credit reportingIncorrect information on your reportInformation belongs to someone elseTNExplainedNo
Aug 29, 2024Payday & personal loansCharged fees or interest you didn't expectGAExplainedYes
Aug 29, 2024Debt collectionCommunication tacticsFrequent or repeated callsOHExplainedYes
Aug 20, 2024Credit reportingIncorrect information on your reportInformation belongs to someone elseVAExplainedYes
Jul 7, 2024Credit reportingImproper use of your reportReporting company used your report improperlyINExplainedYes
Jun 19, 2024Credit reportingIncorrect information on your reportInformation belongs to someone elseTXExplainedYes
Jun 18, 2024Credit reportingProblem with a company's investigation into an existing problemInvestigation took more than 30 daysTXExplainedYes
May 20, 2024Debt collectionAttempts to collect debt not owedDebt was result of identity theftTXExplainedYes
Mar 22, 2022Debt collectionAttempts to collect debt not owedDebt is not yoursALExplainedYes

Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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