Debt collector · complaint record
First Credit complaints
Filed under First Credit Corporation
Consumers have filed 30 complaints about First Credit since 2022, 11 of them in the last 12 months (0% on the year before). It answered 100% on time and closed 0% with relief for the customer. The most common problem is took or threatened to take negative or legal action.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 30
- Last 12 months
- 11
- Answered on time
- 100%
- Closed with relief
- 0%
- Last 30 days
- 1
- Rank
- #699 of 1,963
Since March 2022
0% vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Oct 26, 2026
Most complained-about debt collectors
First Credit complaints by month
The busiest month was August 2024 (3 complaints). Complaints in the last 12 months are about level, 0% on the year before. Complaints rise with a company's size and with news, so compare trends rather than totals.
How First Credit answered all time
- Closed with explanation30100%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What First Credit complaints are about
Top First Credit problems
Inside "Incorrect information on your report"
- Information belongs to someone else 4
- Account information incorrect 3
Where First Credit complaints come from
Most complaints: Georgia (8), Texas (5), Florida (3), Alabama (3), North Carolina (1).
First Credit compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Green SquareDebt collection | 10 | 25 | F |
| 2 | EMoneyUSADebt collection | 53 | 25 | C |
| 3 | Mullooly Jeffrey Rooney & FlynnDebt collection | 56 | 25 | C |
| 4 | Credit World ServicesDebt collection | 47 | 25 | D |
| 5 | Keynote ConsultingDebt collection | 10 | 25 | F |
| 6 | Augusta Collection AgencyDebt collection | 10 | 25 | F |
| 7 | Advance Bureau of CollectionsDebt collection | 19 | 25 | F |
| 8 | First CreditDebt collection | - | 11 | - |
Compare side by side: First Credit vs Green Square · First Credit vs EMoneyUSA · First Credit vs Mullooly Jeffrey Rooney & Flynn · First Credit vs Credit World Services
What people say about First Credit
All experiencesNo experiences with First Credit yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest First Credit complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Oct 26, 2026 | Auto loans & leases | Struggling to pay your loanDenied request to lower payments | Explained |
| Jul 25, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| May 27, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| May 12, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Apr 28, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Mar 27, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Feb 3, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Jan 16, 2026 | Credit cards | Getting a credit cardCard opened without my consent or knowledge | Explained |
| Jan 16, 2026 | Credit cards | Getting a credit cardCard opened without my consent or knowledge | Explained |
| Jan 6, 2026 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Nov 17, 2025 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Nov 13, 2025 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
Questions about First Credit
How many complaints does First Credit have?
First Credit has 30 complaints on record since March 2022, including 11 in the last 12 months and 1 in the last 30 days. That makes it number 1,392 of every company by complaints this year.
Does First Credit respond to complaints?
Yes. First Credit answered 100% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only.
What do people complain about most with First Credit?
The most common problems are took or threatened to take negative or legal action (3), incorrect information on your report (7), getting a credit card (2).
Is First Credit legit?
First Credit is a real company with a public complaint record: consumers have complained about it 30 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is First Credit legit? for the signals, red flags and how to protect yourself.
Are complaints about First Credit going up or down?
Roughly level. There were 11 complaints in the last 12 months against 11 in the 12 before (0%). See every month.
How do I file a complaint against First Credit?
Complain to First Credit in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most First Credit complaints come from?
Most come from Georgia (8), Texas (5), Florida (3). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
Talk about First Credit
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