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Debt collection

First Data debt collection complaints

Consumers have filed 502 complaints about First Data's debt collection. See the whole First Data record.

First Data against other debt collectors

#Company12 monthsChangeOn timeReliefAll time
1CL Holdings25,525+136%99.9%51%47,216
2Encore Capital (Midland Credit)19,484+59%100%12%57,060
3Portfolio Recovery Associates17,942+60%99.9%63%55,016
4Resurgent Capital Services17,500+6%100%26%54,761
5TransUnion9,367-62%100%48%58,125
6Experian9,347-53%100%9%52,595
7CCS Financial Services8,704+51%99.9%2%23,877
8Equifax7,993-70%100%40%56,820
9Kriya Capital7,526+100%100%100%16,464
10I.C. System6,903+81%100%0%21,049
11National Credit Systems5,918+48%99.9%0%17,574
12Caine & Weiner5,539+112%99.9%39%12,208
13First Data0new--502

Every debt collector ranked

Latest First Data debt collection complaints

ReceivedAboutIssueStateAnswerOn time
Sep 3, 2019Debt collectionAttempts to collect debt not owedDebt is not yoursFLExplainedYes
Aug 27, 2019Debt collectionAttempts to collect debt not owedDebt is not yoursCAExplainedYes
Aug 20, 2019Debt collectionAttempts to collect debt not owedDebt was result of identity theftMSExplainedYes
Aug 12, 2019Debt collectionAttempts to collect debt not owedDebt was result of identity theftTXExplainedYes
Aug 7, 2019Debt collectionAttempts to collect debt not owedDebt is not yoursMDExplainedYes
Aug 6, 2019Debt collectionAttempts to collect debt not owedDebt was paidGAExplainedYes
Aug 1, 2019Debt collectionFalse statements or representationAttempted to collect wrong amountORExplainedYes
Aug 1, 2019Debt collectionFalse statements or representationAttempted to collect wrong amountORExplainedYes
Jul 31, 2019Debt collectionWritten notification about debtDidn't receive enough information to verify debtMDExplainedYes
Jul 23, 2019Debt collectionAttempts to collect debt not owedDebt is not yoursTXExplainedYes
Jul 17, 2019Debt collectionAttempts to collect debt not owedDebt was paidILExplainedYes
Jul 8, 2019Debt collectionWritten notification about debtDidn't receive enough information to verify debtFLExplainedYes
Jul 7, 2019Debt collectionAttempts to collect debt not owedDebt was paidARExplainedYes
Jun 21, 2019Debt collectionAttempts to collect debt not owedDebt is not yoursTXExplainedYes
Jun 20, 2019Debt collectionCommunication tacticsCalled before 8am or after 9pmAZExplainedYes
Jun 20, 2019Debt collectionAttempts to collect debt not owedDebt is not yoursLAExplainedYes
Jun 20, 2019Debt collectionAttempts to collect debt not owedDebt is not yoursLAExplainedYes
Jun 18, 2019Debt collectionAttempts to collect debt not owedDebt was paidTXExplainedYes
Jun 16, 2019Debt collectionWritten notification about debtDidn't receive notice of right to disputeMDExplainedYes
Jun 11, 2019Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedNJExplainedYes
Jun 6, 2019Debt collectionAttempts to collect debt not owedDebt was paidFLExplainedYes
Jun 4, 2019Debt collectionAttempts to collect debt not owedDebt was paidNCExplainedYes
Jun 4, 2019Debt collectionAttempts to collect debt not owedDebt was paidCOExplainedYes
May 30, 2019Debt collectionAttempts to collect debt not owedDebt was result of identity theftCTExplainedYes
May 29, 2019Debt collectionAttempts to collect debt not owedDebt is not yoursOHExplainedYes
May 14, 2019Debt collectionAttempts to collect debt not owedDebt was paidMDExplainedYes
May 13, 2019Debt collectionAttempts to collect debt not owedDebt is not yoursFLExplainedYes
May 13, 2019Debt collectionWritten notification about debtDidn't receive enough information to verify debtFLExplainedYes
Apr 30, 2019Debt collectionAttempts to collect debt not owedDebt is not yoursCAExplainedYes
Apr 18, 2019Debt collectionWritten notification about debtDidn't receive notice of right to disputeMDExplainedYes

Your rights with debt collectors

Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.

Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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