Credit bureau · complaint record
First Pacific Funding complaints
Filed under First Pacific Funding Inc.
Consumers have filed 3 complaints about First Pacific Funding since 2022, none in the last 12 months. It answered 100% on time and closed 0% with relief for the customer. The most common problem is improper use of your report.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 3
- Last 12 months
- 0
- Answered on time
- 100%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- -
Since September 2022
new vs the year before
Industry: 99.9%
Typical credit bureau: 32%
Newest: Aug 8, 2024
First Pacific Funding complaints by month
The busiest month was September 2022 (1 complaint). Complaints rise with a company's size and with news, so compare trends rather than totals.
How First Pacific Funding answered all time
- Closed with explanation3100%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What First Pacific Funding complaints are about
Top First Pacific Funding problems
Inside "Improper use of your report"
- Reporting company used your report improperly 1
- Credit inquiries on your report that you don't recognize 1
First Pacific Funding compared with other credit bureaus & report companies
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Apple FinancingCredit reporting | 57 | 28 | C |
| 2 | Nav TechnologiesCredit reporting | 55 | 28 | C |
| 3 | Opportunity FundCredit reporting | 51 | 27 | C |
| 4 | Heritage Financial GroupCredit reporting | 0 | 27 | F |
| 5 | Informative ResearchCredit reporting | 60 | 26 | C |
| 6 | Pennsylvania Housing Finance AgencyCredit reporting | 56 | 25 | C |
| 7 | King of Credit FinancialCredit reporting | 10 | 25 | F |
| 8 | First Pacific FundingCredit reporting | - | 0 | - |
Compare side by side: First Pacific Funding vs Apple Financing · First Pacific Funding vs Nav Technologies · First Pacific Funding vs Opportunity Fund · First Pacific Funding vs Heritage Financial Group
What people say about First Pacific Funding
All experiencesNo experiences with First Pacific Funding yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest First Pacific Funding complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Aug 8, 2024 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Jul 7, 2024 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Sep 14, 2022 | Mortgages | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
Questions about First Pacific Funding
How many complaints does First Pacific Funding have?
First Pacific Funding has 3 complaints on record since September 2022, including 0 in the last 12 months and 0 in the last 30 days.
Does First Pacific Funding respond to complaints?
Yes. First Pacific Funding answered 100% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix. The rest were mostly closed with an explanation only.
What do people complain about most with First Pacific Funding?
The most common problems are improper use of your report (2), incorrect information on your report (1).
Is First Pacific Funding legit?
First Pacific Funding is a real company with a public complaint record: consumers have complained about it 3 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is First Pacific Funding legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against First Pacific Funding?
Complain to First Pacific Funding in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most First Pacific Funding complaints come from?
Most come from Arizona (1), Louisiana (1), Oregon (1). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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