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Debt collection

FirstKey debt collection complaints

Consumers have filed 6 complaints about FirstKey's debt collection, 4 in the last 12 months. FirstKey answered 100% on time and closed 0% with relief. See the whole FirstKey record.

FirstKey against other debt collectors

#Company12 monthsChangeOn timeReliefAll time
1CL Holdings25,525+136%99.9%51%47,216
2Encore Capital (Midland Credit)19,484+59%100%12%57,060
3Portfolio Recovery Associates17,942+60%99.9%63%55,016
4Resurgent Capital Services17,500+6%100%26%54,761
5TransUnion9,367-62%100%48%58,125
6Experian9,347-53%100%9%52,595
7CCS Financial Services8,704+51%99.9%2%23,877
8Equifax7,993-70%100%40%56,820
9Kriya Capital7,526+100%100%100%16,464
10I.C. System6,903+81%100%0%21,049
11National Credit Systems5,918+48%99.9%0%17,574
12Caine & Weiner5,539+112%99.9%39%12,208
13FirstKey4new100%0%6

Every debt collector ranked

Latest FirstKey debt collection complaints

ReceivedAboutIssueStateAnswerOn time
Mar 23, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursNYExplainedYes
Mar 19, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountILExplainedYes
Mar 4, 2026Debt collectionTook or threatened to take negative or legal actionSued you in a state where you do not live or did not sign for the debtNYExplainedYes
Feb 24, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursNYExplainedYes
Feb 18, 2025Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedFLExplainedYes
Feb 2, 2018Debt collectionWritten notification about debtDidn't receive notice of right to disputeFLExplainedYes

Your rights with debt collectors

Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.

Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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