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Flexible Finance credit cards complaints

Consumers have filed 7 complaints about Flexible Finance's credit cards, 3 in the last 12 months. Flexible Finance answered 100% on time and closed 0% with relief. See the whole Flexible Finance record.

Flexible Finance against other credit card companies

#Company12 monthsChangeOn timeReliefAll time
1Capital One14,231+52%99.9%22%71,421
2Citibank12,511+54%99.9%42%69,867
3Synchrony9,417+55%95.9%20%46,487
4JPMorgan Chase7,363+30%100%21%48,168
5Bank of America6,335+62%99.3%39%37,295
6American Express5,838+29%98.7%23%33,782
7Wells Fargo3,702+44%99.9%27%19,609
8Bread Financial (Comenity)3,690+29%100%47%21,535
9Goldman Sachs Bank (Apple Card, Marcus)3,156+36%100%27%10,467
10Barclays US2,871+36%100%7%18,152
11U.S. Bank2,011+50%100%33%11,339
12TransUnion1,897-74%100%57%19,687
13Flexible Finance3new100%0%7

Every card issuer ranked

Latest Flexible Finance credit cards complaints

ReceivedAboutIssueStateAnswerOn time
Oct 3, 2026Credit cardsOther features, terms, or problemsProblem with customer serviceNYExplainedYes
Feb 10, 2026Credit cardsProblem with a purchase shown on your statementOvercharged for something you did purchase with the cardGAExplainedYes
Dec 5, 2025Credit cardsProblem with a purchase shown on your statementCard was charged for something you did not purchase with the cardTXExplainedYes
Sep 11, 2025Credit cardsTrouble using your cardCredit card company won't increase or decrease your credit limitNCExplainedYes
Sep 9, 2025Credit cardsClosing your accountCompany closed your accountGAExplainedYes
Aug 2, 2025Credit cardsImproper use of your reportCredit inquiries on your report that you don't recognizeTXExplainedYes
Jun 5, 2023Credit cardsProblem with a credit reporting company's investigation into an existing problemWas not notified of investigation status or resultsGAExplainedNo

Your rights with credit card companies

Under the Fair Credit Billing Act you have 60 days from the statement date to dispute a billing error in writing, and the issuer must investigate. Your liability for unauthorized charges is capped at $50 by law (and usually zero in practice). Issuers must give 45 days' notice before raising your interest rate or most fees.

Scam warning: Your card company will never ask you to read out a full card number, PIN or one-time code on a call it made. Hang up and call the number on the back of the card.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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