Debt collection
Flexible Finance debt collection complaints
Consumers have filed 48 complaints about Flexible Finance's debt collection, 18 in the last 12 months. Flexible Finance answered 100% on time and closed 0% with relief. See the whole Flexible Finance record.
Flexible Finance against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | Flexible Finance | 18 | 100% | 0% |
Latest Flexible Finance debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Nov 1, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Oct 20, 2026 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Sep 30, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Sep 22, 2026 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Sep 8, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Aug 31, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Aug 26, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jul 15, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jul 3, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jun 15, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jun 12, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jun 9, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jun 5, 2026 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| May 7, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Apr 10, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Mar 26, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Feb 25, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Nov 18, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Nov 12, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Nov 3, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Oct 23, 2025 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Sep 26, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Sep 25, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Sep 1, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Aug 18, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| May 26, 2025 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Mar 18, 2025 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Aug 1, 2024 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jul 8, 2024 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jun 7, 2024 | Debt collection | Electronic communicationsFrequent or repeated messages | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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