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Debt collection

Full Circle Financial Services debt collection complaints

Consumers have filed 24 complaints about Full Circle Financial Services's debt collection, 3 in the last 12 months. Full Circle Financial Services answered 100% on time and closed 0% with relief. See the whole Full Circle Financial Services record.

Full Circle Financial Services against other debt collectors

#Company12 monthsChangeOn timeReliefAll time
1CL Holdings25,525+136%99.9%51%47,216
2Encore Capital (Midland Credit)19,484+59%100%12%57,060
3Portfolio Recovery Associates17,942+60%99.9%63%55,016
4Resurgent Capital Services17,500+6%100%26%54,761
5TransUnion9,367-62%100%48%58,125
6Experian9,347-53%100%9%52,595
7CCS Financial Services8,704+51%99.9%2%23,877
8Equifax7,993-70%100%40%56,820
9Kriya Capital7,526+100%100%100%16,464
10I.C. System6,903+81%100%0%21,049
11National Credit Systems5,918+48%99.9%0%17,574
12Caine & Weiner5,539+112%99.9%39%12,208
13Full Circle Financial Services3new100%0%24

Every debt collector ranked

Latest Full Circle Financial Services debt collection complaints

ReceivedAboutIssueStateAnswerOn time
May 29, 2026Debt collectionWritten notification about debtDidn't receive enough information to verify debtOHExplainedYes
Apr 23, 2026Debt collectionWritten notification about debtDidn't receive notice of right to disputeOHExplainedYes
Mar 2, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountTNExplainedYes
Jun 4, 2025Debt collectionAttempts to collect debt not owedDebt is not yoursAZExplainedYes
May 6, 2025Debt collectionFalse statements or representationAttempted to collect wrong amountTNExplainedYes
Apr 2, 2025Debt collectionAttempts to collect debt not owedDebt was result of identity theftILExplainedYes
Feb 28, 2025Debt collectionFalse statements or representationAttempted to collect wrong amountINExplainedYes
Dec 3, 2024Debt collectionTook or threatened to take negative or legal actionCollected or attempted to collect exempt fundsNCExplainedYes
Nov 16, 2024Debt collectionFalse statements or representationAttempted to collect wrong amountDEExplainedYes
Aug 10, 2023Debt collectionWritten notification about debtDidn't receive notice of right to disputeFLExplainedYes
Feb 23, 2022Debt collectionAttempts to collect debt not owedDebt is not yoursCAExplainedYes
Nov 16, 2021Debt collectionWritten notification about debtDidn't receive enough information to verify debtAZExplainedYes
Oct 12, 2021Debt collectionFalse statements or representationAttempted to collect wrong amountALExplainedYes
Mar 8, 2021Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedMIExplainedYes
May 20, 2020Debt collectionCommunication tacticsYou told them to stop contacting you, but they keep trying-ExplainedYes
Nov 29, 2018Debt collectionWritten notification about debtDidn't receive enough information to verify debtTXExplainedYes
Aug 30, 2018Debt collectionWritten notification about debtDidn't receive enough information to verify debtCOExplainedYes
Aug 22, 2018Debt collectionWritten notification about debtDidn't receive enough information to verify debtKSExplainedYes
Sep 17, 2016Debt collectionDisclosure verification of debtNot given enough info to verify debtSCExplainedYes
Aug 27, 2016Debt collectionCont'd attempts collect debt not owedDebt is not mineAZExplainedYes
Jul 19, 2016Debt collectionImproper contact or sharing of infoTalked to a third party about my debtCAExplainedNo
Jul 8, 2015Debt collectionCont'd attempts collect debt not owedDebt resulted from identity theftCAExplainedNo
Feb 20, 2015Debt collectionCommunication tacticsFrequent or repeated callsVTExplainedNo
Aug 4, 2014Debt collectionCont'd attempts collect debt not owedDebt was paidWAClosedYes

Your rights with debt collectors

Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.

Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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