Debt collector · complaint record
Full Circle Financial Services complaints
Filed under Full Circle Financial Services, LLC
Consumers have filed 31 complaints about Full Circle Financial Services since 2014, 3 of them in the last 12 months. It answered 100% on time and closed 0% with relief for the customer. The most common problem is written notification about debt.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 31
- Last 12 months
- 3
- Answered on time
- 100%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- #1,125 of 1,963
Since August 2014
new vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: May 29, 2026
Most complained-about debt collectors
Full Circle Financial Services complaints by month
The busiest month was August 2018 (2 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.
How Full Circle Financial Services answered all time
- Closed with explanation3096.8%
- Closed13.2%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What Full Circle Financial Services complaints are about
Top Full Circle Financial Services problems
Inside "Written notification about debt"
- Didn't receive enough information to verify debt 5
- Didn't receive notice of right to dispute 2
Where Full Circle Financial Services complaints come from
Most complaints: California (4), Arizona (3), Texas (3), Ohio (2), Tennessee (2).
Full Circle Financial Services compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Green SquareDebt collection | 10 | 25 | F |
| 2 | EMoneyUSADebt collection | 53 | 25 | C |
| 3 | Mullooly Jeffrey Rooney & FlynnDebt collection | 56 | 25 | C |
| 4 | Credit World ServicesDebt collection | 47 | 25 | D |
| 5 | Keynote ConsultingDebt collection | 10 | 25 | F |
| 6 | Augusta Collection AgencyDebt collection | 10 | 25 | F |
| 7 | Advance Bureau of CollectionsDebt collection | 19 | 25 | F |
| 8 | Full Circle Financial ServicesDebt collection | - | 3 | - |
Compare side by side: Full Circle Financial Services vs Green Square · Full Circle Financial Services vs EMoneyUSA · Full Circle Financial Services vs Mullooly Jeffrey Rooney & Flynn · Full Circle Financial Services vs Credit World Services
What people say about Full Circle Financial Services
All experiencesNo experiences with Full Circle Financial Services yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Full Circle Financial Services complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| May 29, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Apr 23, 2026 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Mar 2, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Aug 28, 2025 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Jun 4, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| May 6, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Apr 2, 2025 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Feb 28, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jan 7, 2025 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Dec 3, 2024 | Debt collection | Took or threatened to take negative or legal actionCollected or attempted to collect exempt funds | Explained |
| Nov 16, 2024 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Aug 10, 2023 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
Questions about Full Circle Financial Services
How many complaints does Full Circle Financial Services have?
Full Circle Financial Services has 31 complaints on record since August 2014, including 3 in the last 12 months and 0 in the last 30 days. That makes it number 2,246 of every company by complaints this year.
Does Full Circle Financial Services respond to complaints?
Yes. Full Circle Financial Services answered 100% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only.
What do people complain about most with Full Circle Financial Services?
The most common problems are written notification about debt (7), false statements or representation (5), incorrect information on your report (5).
Is Full Circle Financial Services legit?
Full Circle Financial Services is a real company with a public complaint record: consumers have complained about it 31 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Full Circle Financial Services legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against Full Circle Financial Services?
Complain to Full Circle Financial Services in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Full Circle Financial Services complaints come from?
Most come from California (4), Arizona (3), Texas (3). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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